Penfed Invite

[Meskini]

Hello,

I received and for the first time this invite by email. 

Is this considered a  prequalified offer or is it just an invite to a HP ?  

[hpotterfan77]

Seems like good ole marketing to me, not a pre-approval.

[M_Smart007]

I would consider this "general marketing"  .. YMMV

If you feel that it is a card you really want, you could post some info about your profile,

ie: Age of accounts Scores etc.

and some forum members could give you some guidance.

[AverageJoesCredit]

Marketing .

[Anonymous]

I got that for the PCR and the gold card in the same week.  Never did I get a pre-approval.  Then I got another for the gold card.  Took my chances with the PCR since it would be a HP anyway.  Instant $25k.  Yes, it's just marketing but PenFed has been hot lately.

Rocky once said "go for it".

[AverageJoesCredit]

Lol ive gone for it only to fall hard like Drago

[M_Smart007]

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@AverageJoesCredit wrote:
Lol ive gone for it only to fall hard like Drago

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At least you had your crash helmet on

[Meskini]

lol

My scores are all around 740,  average age 2 years, been in the garden for a year now, but i'm not chancing it so i'll just wait  for now. I was excited as I got this offer and I needed some extra credit line.

Thank you guys

[Loquat]

I get those from time to time. Nothing short of marketing...

[UpperNwGuy]

They sent one to me, too, even though I already have the card.