@baller4life wrote:LTL did you join with a dirty EQ? If so, you will never get one. Which is why I am waiting till EQ is squeaky clean to even join. Supposedly if you join with any baddies on your EQ they dump you in the bad credit box and you never get the pre-approvals.
Don't think so (for some reason I don't recall, my wife was the primary, but her report was clean). To be fair, I really don't use the cards much, so maybe that is a factor
@Anonymous wrote:
@baller4life wrote:LTL did you join with a dirty EQ? If so, you will never get one. Which is why I am waiting till EQ is squeaky clean to even join. Supposedly if you join with any baddies on your EQ they dump you in the bad credit box and you never get the pre-approvals.
Don't think so (for some reason I don't recall, my wife was the primary, but her report was clean). To be fair, I really don't use the cards much, so maybe that is a factor
Oh ok. I've just always read that a dirty EQ when joining will definitely hinder fire pre-approvals.
@baller4life wrote:
@Anonymous wrote:
@baller4life wrote:LTL did you join with a dirty EQ? If so, you will never get one. Which is why I am waiting till EQ is squeaky clean to even join. Supposedly if you join with any baddies on your EQ they dump you in the bad credit box and you never get the pre-approvals.
Don't think so (for some reason I don't recall, my wife was the primary, but her report was clean). To be fair, I really don't use the cards much, so maybe that is a factor
Oh ok. I've just always read that a dirty EQ when joining will definitely hinder fire pre-approvals.
What about water pre-approvals?
Ohh ok. Good reason! 
@baller4life wrote:LTL did you join with a dirty EQ? If so, you will never get one. Which is why I am waiting till EQ is squeaky clean to even join. Supposedly if you join with any baddies on your EQ they dump you in the bad credit box and you never get the pre-approvals.
When I was approved for PenFed my EQ had a few 30 and 1-60 day lates 5+ years old on an auto loan. I've gotten pre approvals 2 out of the 4 quarters I've had the card. One time for cc products/cli and this last time just for loan products. I'm interested to see what happens on 4/1. So if they do bucket people, glad it didn't happen to me.