Penfed Promise

[baller4life]

Isn't it the amount of NEW accounts they look at for "pyramiding debt" as opposed to total available credit? I've seen peeps with $200/$300k available credit get approved

[BarryNTexas]

You are right.   We'll see a few a months.

[baller4life]

And that's why this broad is chained to the garden fence. They will only see 2 new accounts in 2015 when I app in 2016.

[SecretAzure]

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@baller4life wrote:

I love me some Navy Fed for sure. But being able to have sp approvals is a great perk.

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So this is why you wanted me to see this. That is a phenominal perk. I wonder if I could attempt the same with Barclay lol.

[baller4life]

Haha Barclays??? The only thing you can do is check your account periodically for a "no pull cli". It's a well kept secret that Scoreorbescored let me in on. I got a free cli on my 3 week old Sallie Mae

[SecretAzure]

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@baller4life wrote:

Haha Barclays??? The only thing you can do is check your account periodically for a "no pull cli". It's a well kept secret that Scoreorbescored let me in on. I got a free cli on my 3 week old Sallie Mae

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What does "Egyptian" mean? What qualifies as dirty? How hard is it to get this card you want? Penfed Promise.

[baller4life]

Pyramiding debt" is the reason they often give for denial. Opening a lot of new accounts to them you have the potential to run up a lot of debt. And they hate that!! So you ALWAYS garden 6 months to a year before joining. Dirty EQ means you have baddies. You want to join as clean as possible. Promise is not hard to get as long as your EQ is solid. Lots of people have this card.

[Anonymous]

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@baller4life wrote:
Pyramiding debt" is the reason they often give for denial. Opening a lot of new accounts to them you have the potential to run up a lot of debt. And they hate that!! So you ALWAYS garden 6 months to a year before joining. Dirty EQ means you have baddies. You want to join as clean as possible. Promise is not hard to get as long as your EQ is solid. Lots of people have this card.

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Don't you love pyramiding debt?

[baller4life]

Haha I think it's ridiculous. But I'll be a good baller and play their game!

[ScoreOrBeScored]

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@baller4life wrote:
And that's why this broad is chained to the garden fence. They will only see 2 new accounts in 2015 when I app in 2016.

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Same here, all they will see is 2 from me too.