Perils of MS

[Anonymous]

Hate to ask a dumb question but what does MS mean?

[FinStar]

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@Anonymous wrote:

Hate to ask a dumb question but what does MS mean?

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MS = manufatured spending

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

Hate to ask a dumb question but what does MS mean?

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MS = manufatured spending

Thank you.  What exactly does that mean in the context of this thread?  Is it people buying gift cards etc to achieve purchase requirements to get bonus points?

[mongstradamus]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Hate to ask a dumb question but what does MS mean?

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MS = manufatured spending

Thank you.  What exactly does that mean in the context of this thread?  Is it people buying gift cards etc to achieve purchase requirements to get bonus points?

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Putting 3 or 4x their cl in one month via MO and/or GC i assume. 

[Bman70]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Hate to ask a dumb question but what does MS mean?

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MS = manufatured spending

Thank you.  What exactly does that mean in the context of this thread?  Is it people buying gift cards etc to achieve purchase requirements to get bonus points?

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Buying gift cards in order to get the rewards on diverse purchases outside the intended reward category.

[Anonymous]

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@Bman70 wrote:

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Hate to ask a dumb question but what does MS mean?

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MS = manufatured spending

Thank you.  What exactly does that mean in the context of this thread?  Is it people buying gift cards etc to achieve purchase requirements to get bonus points?

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Buying gift cards in order to get the rewards on diverse purchases outside the intended reward category.

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Thank you

[Anonymous]

I believe discussing MS in detail is against the rules for these boards. MS is a gray area of CC use. Most CC issuers do not like it. Many will potentially close your accounts if they catch you doing it. It is not illegal (as in law enforcement involvement), but it is generally unaccepted by CC issuers and against the terms and conditions of most CC contracts. 

[Anonymous]

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@Anonymous wrote:

I believe discussing MS in detail is against the rules for these boards. MS is a gray area of CC use. Most CC issuers do not like it. Many will potentially close your accounts if they catch you doing it. It is not illegal (as in law enforcement involvement), but it is generally unaccepted by CC issuers and against the terms and conditions of most CC contracts. 

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Misspelt great.

[Kenny]

MS talk is only allowed in so much detail. No details further than what has already been discussed. For any new person who doesn't know what MS is -- google it.

Thanks guys!

[09Lexie]

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@Anonymous wrote:

I believe discussing MS in detail is against the rules for these boards. MS is a gray area of CC use. Most CC issuers do not like it. Many will potentially close your accounts if they catch you doing it. It is not illegal (as in law enforcement involvement), but it is generally unaccepted by CC issuers and against the terms and conditions of most CC contracts. 

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The discussion of MS is allowed, it's advocating the usage which we discourage.

The 'perils of MS' is a great topic and LTL knew the chances he was taking- the posting of this thread should educate others who might consider or are heavy into MS'ing.  

Lexie, myFICO Moderator

eta: Kenny types faster than me!