Permanent Citi SP CLI Luv Button....

[lhcole77]

Logged into my account today and saw this message AGAIN:

"It's easy to finds out if you qualify for a CLI. A credit bureau report will not be requested and you will receive an instant decision."

Got a SP CLI request last week but thought "What the heck, I'll try again.."

System wasn't able to process (I'm guessing because I just got one) but this new verbiage seems promising. Keeping fingers crossed that this is now a permanent feature on my account.

[Skye12329]

Might be a glitch? Or its like some of the other sites where theres a pernament button where you can keep requesting but usually wont get the increase unless its been 6+ mos. 

[dodgerslv]

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@Skye12329 wrote:

Might be a glitch? Or its like some of the other sites where theres a pernament button where you can keep requesting but usually wont get the increase unless its been 6+ mos. 

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+1...gotta agree, i think Citi is real strict when it comes to the 6 months CLI time frame.It's interesting though, I have 4 cards with Citi at the moment, 3 of them are past 6 months of being opened but yet 1 one of the cards still states that it will require a HP to request a CLI. The other 2 are still SP eligible. I guess not all Citi cards are a guaranteed SP when they reach the 6 months.

[cclee]

Has to be 6 mo's, I have 3 Citi's, all 3 were approved, did my husbands card and it was denied due to only being 5 mo's since his last increases.

[lhcole77]

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@cclee wrote:

Has to be 6 mo's, I have 3 Citi's, all 3 were approved, did my husbands card and it was denied due to only being 5 mo's since his last increases.

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Agreed. I guess what I failed to highlight was that just a couple weeks ago the verbiage on my account was stating that a HP would be required. It has now moved over to SP verbiage. And I'm stoked if this is now permanent verbiage.

[cclee]

Yeah, I just noticed it a few weeks ago too, figured what the heck, and got 3 of 4 approved thru the SP.

[wacdenney]

Both my Citi accounts state that no report will be pulled.  I tried them both and both declined.  Probably because neither account is 6 months old yet.

[yudeology101]

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@wacdenney wrote:

Both my Citi accounts state that no report will be pulled.  I tried them both and both declined.  Probably because neither account is 6 months old yet.

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+1 same for me, too.   I've been pressing the heck out of my luv button, still no signs of HP anywhere....i've been pressing the button EVERYDAY for about 2months now

[Shock]

This is great news! Although every six months would have been a soft pull anyways. Don't know if the verbiage actually changes anything, but is rather there permanently instead of only when eligible.

[Anonymous]

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@yudeology101 wrote:

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@wacdenney wrote:

Both my Citi accounts state that no report will be pulled.  I tried them both and both declined.  Probably because neither account is 6 months old yet.

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+1 same for me, too.   I've been pressing the heck out of my luv button, still no signs of HP anywhere....i've been pressing the button EVERYDAY for about 2months now

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Wow! What determination...😆