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Petal Credit Card - Not Showing on my Credit Report?!?!?!

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Regular Contributor

Petal Credit Card - Not Showing on my Credit Report?!?!?!

Hi MyFoco'rs

 

Have the Petal Credit Card... Nice enough, decent credit limit, new kid on the block card, uses Algorythems... But NOT showing on my Equifax Credit Report!!! Anyone else have this happen?!?!?!

 

Thanks All

Starting Score:EQ = 690 TU = 702 EQ = 673
Current Score: EQ = 690 TU = 702 EQ = 673
Goal Score:EQ = 725 TU = 750 EQ = 715


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6 REPLIES 6
Valued Contributor

Re: Petal Credit Card - Not Showing on my Credit Report?!?!?!


@TverTrekker wrote:

Hi MyFoco'rs

 

Have the Petal Credit Card... Nice enough, decent credit limit, new kid on the block card, uses Algorythems... But NOT showing on my Equifax Credit Report!!! Anyone else have this happen?!?!?!

 

Thanks All


I've had the Petal Visa for a couple of months myself too, and as far as I know it hasn't appeared on any of my credit reports yet. Then again, my first statement cut only a couple of weeks ago.

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 2 of 7
Valued Member

Re: Petal Credit Card - Not Showing on my Credit Report?!?!?!

I have this card.  Two Statements have cut for me and nothing has reported to any of  the bureaus yet.



Message 3 of 7
New Member

Re: Petal Credit Card - Not Showing on my Credit Report?!?!?!

Keep update it guys. Amex takes 2 statement cuts to be reported to 3CRAs.

It will be great news if will be hidden TL like Paypal Credit.

Message 4 of 7
Valued Contributor

Re: Petal Credit Card - Not Showing on my Credit Report?!?!?!


@nomnom wrote:

Keep update it guys. Amex takes 2 statement cuts to be reported to 3CRAs.

It will be great news if will be hidden TL like Paypal Credit.


Why would it be a good thing? With no rewards, high APR and no SUB, it seems to me that the draw of this card (considering assets in the application process) is for people with little or bad credit to add a trade line and additional credit limits to their building/rebuilding process, being hidden would completely defeat the purpose.
Message 5 of 7
Established Contributor

Re: Petal Credit Card - Not Showing on my Credit Report?!?!?!

It took a while, but it has reported to all 3 bureaus for me. 



[2/2019]
Message 6 of 7
Valued Member

Re: Petal Credit Card - Not Showing on my Credit Report?!?!?!

Petal WILL show up on your credit report but you need to make a purchase ASAP in order for it to show up on your credit report. It does indeed show up on all 3 credit bureaus. When going to their website to register your card it can be hard to understand some of their jargon, but if you opened enough credit cards like I did you'll figure it out.

 

 

https://dashboard.petalcard.com/app

 





Not Bad For Someone on Social Security, Credit Limit Total: $12,551. Best Credit Scores EX-686, TU-717, EQ-725
Starting Score: 558
Current Score: 686
Goal Score: 850

Message 7 of 7
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