Be patient on the PFico update on the Wamu site. It took mine several months to show...I think I actually saw the first at about 120 days or so. It's also slow to report on some months. My July and August updates posted within 2 weeks of each other.
I've stopped paying attention to my PFICO. when i opened my amex card a few months ago my PFICO dropped 80 points. that is when i realized just how off that thing really is. It is still low although it has recover 40 points. I don't use my wamu card, and i'm sure that has something to do with the decreased score. I haven't checked my fico scores in a while, but i'm sure they aren't as low as my PFICO suggests.
I just checked my pfico and it scared me so much that I just bought my TU score. The pfico is 50 pts lower than the classic, probably because last month I opened a new Juniper acct.
Still don't know why DH's Providian account has an updated PFICO but neither of our WaMu accounts do?!
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Yeah, that's what happened last month, i.e. it was on the chart but month not updated on the summary page. However, neither is updated on either WaMu account so far for August.
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
I'm so glad I read this! I haven't pulled my scores from here in about a week, or whatever the date in my profile is. I'm not planning to pull until the end of this month or the first of Sept. My TC EXP (yes I know it's a fako) hasn't changed in a few weeks but it's about the same as it was last time I bought here. I just got my My Points card and get a PFICO from them. Checked it and it's 629. I wasn't thrilled of course. From what I just read it takes CCS into more consideration than anything else? I have mortgages and a car loan that are on my actual Fico. I know Mortgage enhanced ficos are different than the ficos from here also, and I'm not done with repair yet, still paying off balances and trying to get rid of 2 bad marks. I'm just hoping the real estate enhanced score is closer to my fico than the Pfico.