Platinum Vs. Signature vs. Preferred

[afbar1114]

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@webhopper wrote:

haha i used to have one of those rebuilder cards,  I always wondered why it said platinum, i think it was a mastercard, not sure, when my credit was so bad.  The one I got recently was Chase Visa Platinum

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what card is this?

[Anonymous]

Asked chase today and got this.

Dear ,

I have received your inquiry for the credit limit on your
account.

Upon review, I found your account has a No Preset Spending
Limit (NPSL). With a NPSL account, your spending is not 
limited to the amount of your revolving line. Instead, 
individual transactions are reviewed and approved as they 
are presented for authorization and you do not need to 
prepay on the account.

A NPSL account is reported to the credit bureaus without a
credit line and appears as an open line of credit, as 
opposed to a revolving credit card. It also allows 
spending over the credit access line without charging an 
overlimit fee. The amount that will be allowed over the 
credit access line is reviewed regularly and is based on 
credit information, account history, and personal spending
patterns.

Since some credit bureaus may choose to report a credit 
limit, it may appear that you are exceeding your credit 
access line. Please keep a copy of this e-mail so that 
any potential creditors can be made aware that your 
account is a NPSL account.

If you would rather have an account that reports the 
credit limit, you may wish to contact Customer Service at 
the number listed below and ask to change your account to 
another product that does not have the NPSL option. 

If you have any further questions, please reply using the 
Secure Message Center. 

Thank you,


E-mail Customer Service Advisor

[webhopper]

Wow @ TannerK, guess you got a Signature!

[webhopper]

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@afbar1114 wrote:

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@webhopper wrote:

haha i used to have one of those rebuilder cards,  I always wondered why it said platinum, i think it was a mastercard, not sure, when my credit was so bad.  The one I got recently was Chase Visa Platinum

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what card is this?

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It was the Chase Amazon.com Visa Platinum

[Anonymous]

Sapphire preferred I love this thing so far.

[afbar1114]

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@Anonymous wrote:

Sapphire preferred I love this thing so far.

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what kind of profile do they look for and income

[Anonymous]

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@afbar1114 wrote:

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@Anonymous wrote:

Sapphire preferred I love this thing so far.

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what kind of profile do they look for and income

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No clue. It was followed by JP Select. AAoA 1y 3m, 15 inq, no baddies, 4 accounts.

[afbar1114]

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@Anonymous wrote:

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@afbar1114 wrote:

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@Anonymous wrote:

Sapphire preferred I love this thing so far.

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what kind of profile do they look for and income

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No clue. It was followed by JP Select. AAoA 1y 3m, 15 inq, no baddies, 4 accounts.

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i wonder if i can ever get one of those cards the jpmorgan selce would be nice lol .... you must need a big income with those cards

[Anonymous]

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@afbar1114 wrote:

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@Anonymous wrote:

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@afbar1114 wrote:

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@Anonymous wrote:

Sapphire preferred I love this thing so far.

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what kind of profile do they look for and income

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No clue. It was followed by JP Select. AAoA 1y 3m, 15 inq, no baddies, 4 accounts.

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i wonder if i can ever get one of those cards the jpmorgan selce would be nice lol .... you must need a big income with those cards

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Big income not required. Anything over 15K I would say.

[afbar1114]

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@Anonymous wrote:

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@afbar1114 wrote:

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@Anonymous wrote:

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@afbar1114 wrote:

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@Anonymous wrote:

Sapphire preferred I love this thing so far.

---

what kind of profile do they look for and income

---

No clue. It was followed by JP Select. AAoA 1y 3m, 15 inq, no baddies, 4 accounts.

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i wonder if i can ever get one of those cards the jpmorgan selce would be nice lol .... you must need a big income with those cards

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Big income not required. Anything over 15K I would say.

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maybe ill try for it next year after having slate for a year..i have investments that are alot and my income is way over that too