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This card was never very good for earning as it was mainly focused on Sony purchases. They improved it by adding mobile phone as a reward category, but still required you to fill out a forum to get 5x back on Sony purchases. Unfortunately, the forum is still required, but they changed the other bonus categories.

I'm having trouble finding it, do you know how much the point value is in USD?
I found that in order to redeem, you need at least 500 points (equivalent to $100 Cash spend in PlayStation store) but no where do I see how much these can be redeemed for or what type of redemption (statement credit or gift cards?).
Ooooooo @Brian_Earl_Spilner Interesting
What does the card itself look like!? ![]()








This card became useless to me when Capital One sold it. The 10x on PlayStation made it worthwhile. The other bonus categories the 5% from my other cards do better.
5x I cam easily get in cash from Best Buy, Amazon, or better yet, just buy points from Raise with BoA 3% via online purchases to get around 5 to 7% back.
Add a portal to that's usually 1 to 2% and the card is obsolete.
If the card was a cash back card it would be okay but I agree that the loss of the 10X hurt this card a lot. The redemption options when I had it were pretty awful as well. Most games were full retail price, for example, which meant you were already taking a loss versus buying it for $20 online elsewhere.
I just logged into my Sony Rewards account and I can see my 294 points didn't expire which is surprising since I haven't had the card since 2018 but it does indeed look like everything is still full retail price and gift cards cost even more. For example, a $25 Kohl's gift card is 2975 points... and that's on sale, its normally 3500 points.
@Anonymous wrote:If the card was a cash back card it would be okay but I agree that the loss of the 10X hurt this card a lot. The redemption options when I had it were pretty awful as well. Most games were full retail price, for example, which meant you were already taking a loss versus buying it for $20 online elsewhere.
I just logged into my Sony Rewards account and I can see my 294 points didn't expire which is surprising since I haven't had the card since 2018 but it does indeed look like everything is still full retail price and gift cards cost even more. For example, a $25 Kohl's gift card is 2975 points... and that's on sale, its normally 3500 points.
I had considered it when it was x10, but this is a huge yikes.




Looks like the points do indeed expire.

I don't usually buy games from PSN because I find them cheaper elsewhere so this card makes zero sense for me.
@digitek wrote:
@Anonymous wrote:If the card was a cash back card it would be okay but I agree that the loss of the 10X hurt this card a lot. The redemption options when I had it were pretty awful as well. Most games were full retail price, for example, which meant you were already taking a loss versus buying it for $20 online elsewhere.
I just logged into my Sony Rewards account and I can see my 294 points didn't expire which is surprising since I haven't had the card since 2018 but it does indeed look like everything is still full retail price and gift cards cost even more. For example, a $25 Kohl's gift card is 2975 points... and that's on sale, its normally 3500 points.
I had considered it when it was x10, but this is a huge yikes.
Yeah they have bumped the points to 10X through 12/31 but I like more flexible cards.
@digitek wrote:
@Anonymous wrote:If the card was a cash back card it would be okay but I agree that the loss of the 10X hurt this card a lot. The redemption options when I had it were pretty awful as well. Most games were full retail price, for example, which meant you were already taking a loss versus buying it for $20 online elsewhere.
I just logged into my Sony Rewards account and I can see my 294 points didn't expire which is surprising since I haven't had the card since 2018 but it does indeed look like everything is still full retail price and gift cards cost even more. For example, a $25 Kohl's gift card is 2975 points... and that's on sale, its normally 3500 points.
I had considered it when it was x10, but this is a huge yikes.
I had definitely given this CC some thought back when it was issued by Capital One (used to have the Sony version when Citi and Chase serviced it eons ago). But, I agree that redemption options have withered away over time. Definitely not worth it now 😬
Who has the Playstation credit card and is it worth getting? Thank you and be safe.