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My EQ is about the same as yours and I was declined for both BOA 's Amex and Citi Select. Recon with Citi didn't work either.
I really wanted to get the BT offer because many of my card have increased APRs recently due to bad economy.
I've heard Cap 1 is easier to get but the limits they give is a joke to many.
Wow, sad story. I was thinking of applying for Wells Fargo.
I think I should avoid Citi, Chase, AMEX, and BoA.
The Cap 1 limits are low. Discover declined cc 3 months ago.
Credit unions do not offer 0% APR. So almost no choice except WF.
Any ideas?
Try the Chase PerfectCard... 0% on BT for 12 months. I was approved for $3,500 with ~700 TU/EQ scores and a couple INQs. AAoA is only 8 months for me.
Good luck!
