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Plotting for next Amex 3xcli!

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FocusedAndDetermined
Senior Contributor

Re: Plotting for next Amex 3xcli!

Well, this posts answers my earlier question.Smiley Wink  Good luck! Hope it works out.

Message 11 of 23
Tazman81
Established Contributor

Re: Plotting for next Amex 3xcli!

+1 to Rev's comment. I would go for the full 25k.

Current Score: Eq: 823 Tu: 830
Goal Score: Eq: 850 Tu: 850

Wallet: PenFed Power Cash 50k | AMEX Blue Cash (AU) 49.5k | Cap One QSMC 26.5k | AMEX Platinum NPSL | USAA Signature Visa 25k
Message 12 of 23
kevinjjc
Valued Contributor

Re: Plotting for next Amex 3xcli!

I agree, go for 25k!!

Message 13 of 23
youngandcreditwrthy
Senior Contributor

Re: Plotting for next Amex 3xcli!

Maybe I will do full $25k. I would hate to get a sort of FR though haha... What a hassle that would be!!😳

I've been doing a pretty good job of using and paying it. I've mostly pif'ed and kept the util <30%. It's definitely my favorite card overall! The cashback adds up pretty easily!😏😄😉
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 23
Creditaddict
Legendary Contributor

Re: Plotting for next Amex 3xcli!


@youngandcreditwrthy wrote:
Maybe I will do full $25k. I would hate to get a sort of FR though haha... What a hassle that would be!!😳

I've been doing a pretty good job of using and paying it. I've mostly pif'ed and kept the util <30%. It's definitely my favorite card overall! The cashback adds up pretty easily!😏😄😉

$24,500 or $25k is not going to make the difference in the FR!  The supposed limit without docs is $25k... and FR seem to be drawn towards account for different spending patterns (take my partners recent one!)

Message 15 of 23
youngandcreditwrthy
Senior Contributor

Re: Plotting for next Amex 3xcli!

My spending patterns are pretty usual as far as where I shop and how often on my Amex BCE, so I'm good there haha :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 23
youngandcreditwrthy
Senior Contributor

Re: Plotting for next Amex 3xcli!

UPDATE: Approved to $24,500!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 17 of 23
Creditaddict
Legendary Contributor

Re: Plotting for next Amex 3xcli!


@youngandcreditwrthy wrote:
UPDATE: Approved to $24,500!

You didn't ask for the $25k did you!!! Smiley Tongue

Message 18 of 23
creditjail
Regular Contributor

Re: Plotting for next Amex 3xcli!

Congrats

FICO scores:EQ- 723 (6/13), TU- 722 (6/13), EX- ?
My Wallet- AMEX BCE-17.5K, Chase Freedom-6k, Cap1- 5K, BMO Harris-5K, Wells Fargo-2K,
Store Cards-Lowes- 8K, Ashley Furniture-6K, American Furniture-2.5K,


Message 19 of 23
Sevenfeet
Regular Contributor

Re: Plotting for next Amex 3xcli!

Nice work!  I'm prepping myself and my wife for CLIs.  We both hold our own BCP cards...the only seperate cards we carry in order to get around the $6K reward spending cap.  We're both past 61 days (I'm actually past 90 now) but I was waiting to pay down some large grocery balances on both cards which I just zeroed out a few minutes ago.  My wife's BCP came in originally at $8500, so I'm going to ask for $25K even and not $25.5K...not worth the hassle.  But in my case, I'm expecting hassle.  Mine opened at $20K and I'm looking to double that to $40K.  I made a single large payment on my Platinum card last year of $39K so I'm hoping they look at that in the evaluation.  

 

We'll know soon enough...probably by week's end.

Message 20 of 23
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