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Point value if I downgrade CSP?

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toothgrind3r
Established Contributor

Point value if I downgrade CSP?

Thinking of downgrading my Chase Sapphire Reserve. I also have a Freedom Unlimited. I consolidate all my points to the CSR (coming up on 750k). 

I understand that points are worth 1.5 when used to book through Chase portal as long as I hold the CSR. But if I eventually plan on transfering those points to a partner when we book a trip, it really doesn't matter, right? Or am I misunderstanding?

I've never used points to book anything before...I've just been collecting them.  So I am fairly ignorant on the subject.

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 1 of 5
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wasCB14
Super Contributor

Re: Point value if I downgrade CSP?

Note that CFU alone...without a CSP or CSR...cannot transfer points to partners. Days before I downgraded my CSR to a second Freedom, I moved a lot of URs to Hyatt and United.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 5
toothgrind3r
Established Contributor

Re: Point value if I downgrade CSP?


@wasCB14 wrote:

Note that CFU alone...without a CSP or CSR...cannot transfer points to partners. Days before I downgraded my CSR to a second Freedom, I moved a lot of URs to Hyatt and United.


Oh!  Good to know, thanks!  But I would most likey downgrade to a CSP anyway.

I've got some cards. Some are pretty, some are ugly. Some are more useful than others.
Message 3 of 5
Anonymous
Not applicable

Re: Point value if I downgrade CSP?


@toothgrind3r wrote:

@wasCB14 wrote:

Note that CFU alone...without a CSP or CSR...cannot transfer points to partners. Days before I downgraded my CSR to a second Freedom, I moved a lot of URs to Hyatt and United.


Oh!  Good to know, thanks!  But I would most likey downgrade to a CSP anyway.


Yes, if you are transferring to partners, both CSR and CSP offer the same rate.  The enhancement rates only comes on booking through Chase portal.

Message 4 of 5
SpaceCityCCuser
Frequent Contributor

Re: Point value if I downgrade CSP?

Yes, the CSP is no different than the CSR when it comes to transferring points to partner rewards programs. In my experience transferring points, Hyatt is a great program to transfer points to for redemptions. Airlines require more research.


Last Signature Update: 01/15/2025











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