cancel
Showing results for 
Search instead for 
Did you mean: 

Pointless Cell Phone Protection with Verizon AutoPay

tag
paulesport
Contributor

Pointless Cell Phone Protection with Verizon AutoPay

I have Verizon wireless for two lines and I get $20 off my bill with AutoPay. But it must be connected to your bank account. Credit cards and debit cards are not eligible. So if I want the coverage from my Amex Delta Platinum or Barclays Arrival Plus, it’s the same as paying $10 insurance for each phone. So keep that in mind for any Verizon customers looking at that benefit from your cc.
personal
biz


Start 1/1/19
Best 11/15/21
Current rebuild



Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: Pointless Cell Phone Protection with Verizon AutoPay


@paulesport wrote:
I have Verizon wireless for two lines and I get $20 off my bill with AutoPay. But it must be connected to your bank account. Credit cards and debit cards are not eligible. So if I want the coverage from my Amex Delta Platinum or Barclays Arrival Plus, it’s the same as paying $10 insurance for each phone. So keep that in mind for any Verizon customers looking at that benefit from your cc.

Debit cards should work just fine (although no insurance on them!)  Various ways round this have been suggested recently, including Paypal bill pay.

Message 2 of 18
DSTforlife
Regular Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay

i've been wondering why the phone companies are doing this.  Is it to push their in house protection plans?  i have AT&T wireless, and although they do allow you to pay for your cell bill with credit card, they deduct it 9 days before the due date...and if you pay with your debit card or checking account, it's on the due date (or like the day before).  it's weird.

Message 3 of 18
paulesport
Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay


@DSTforlife wrote:

i've been wondering why the phone companies are doing this.  Is it to push their in house protection plans?  i have AT&T wireless, and although they do allow you to pay for your cell bill with credit card, they deduct it 9 days before the due date...and if you pay with your debit card or checking account, it's on the due date (or like the day before).  it's weird.


That is definitely my only assumption. The cost is $6-$17 depending on coverage/customer type. Verizon claim is up to “$400 or $3000 depending on device.” And deductibles range “For all non-New York customers, the deductible for a replacement claim will be $19/$129/$189/$229/$249, depending on device. For New York customers, the deductible for a replacement claim will be $19/$49/$99/$149/$229, depending on device.” Whereas AmEx and MC deductibles are a simple $50 for $800-$1000 coverage depending on card. Cracked screens need approval and have $29 deductible with Verizon whereas AmEx includes cracked screens.
personal
biz


Start 1/1/19
Best 11/15/21
Current rebuild



Message 4 of 18
increasingmyfico
Regular Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay


@paulesport wrote:
I have Verizon wireless for two lines and I get $20 off my bill with AutoPay. But it must be connected to your bank account. Credit cards and debit cards are not eligible. So if I want the coverage from my Amex Delta Platinum or Barclays Arrival Plus, it’s the same as paying $10 insurance for each phone. So keep that in mind for any Verizon customers looking at that benefit from your cc.

  Auto pay discount works with debit cards and only the VZW credit card. 


Message 5 of 18
Shooting-For-800
Senior Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay

I have 8 lines and only 2 have insurance so it saves me a ton.

YMMV.

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 6 of 18
EAJuggalo
Established Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay


@Anonymous wrote:

@paulesport wrote:
I have Verizon wireless for two lines and I get $20 off my bill with AutoPay. But it must be connected to your bank account. Credit cards and debit cards are not eligible. So if I want the coverage from my Amex Delta Platinum or Barclays Arrival Plus, it’s the same as paying $10 insurance for each phone. So keep that in mind for any Verizon customers looking at that benefit from your cc.

Debit cards should work just fine (although no insurance on them!)  Various ways round this have been suggested recently, including Paypal bill pay.


Paypal Key worked until January of this year.  I moved the autopay to my Freedom Flex rather than keep the autopay discount.  For my 3 lines, my wife made the decision that she would rather pay the extra each month and keep the insurance.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 7 of 18
Anonymous
Not applicable

Re: Pointless Cell Phone Protection with Verizon AutoPay


@EAJuggalo wrote:


Paypal Key worked until January of this year.  I moved the autopay to my Freedom Flex rather than keep the autopay discount.  For my 3 lines, my wife made the decision that she would rather pay the extra each month and keep the insurance.


Right, PayPal Key is dead, but a few of us have tried Paypal Bill Pay, which allows you to use a specific card (such as Freedom Flex) while counting as a bank pay, so getting the autopay discount.

Message 8 of 18
Antredd
New Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay

Paulesport

 

I have Verizon's credit card. Now what's interesting if you get the Verizon CC, you can only use that credit card to autopay your cell bill. The good thing about it is that you still get $10 off your bill, and you earn reward points on the card for doing so.

Message 9 of 18
OmarGB9
Community Leader
Super Contributor

Re: Pointless Cell Phone Protection with Verizon AutoPay


@Anonymous wrote:

@EAJuggalo wrote:


Paypal Key worked until January of this year.  I moved the autopay to my Freedom Flex rather than keep the autopay discount.  For my 3 lines, my wife made the decision that she would rather pay the extra each month and keep the insurance.


Right, PayPal Key is dead, but a few of us have tried Paypal Bill Pay, which allows you to use a specific card (such as Freedom Flex) while counting as a bank pay, so getting the autopay discount.


@Anonymous how does Paypall Bill pay work?


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.