Decided to hit the luv button last Friday. I previously had a $500 limit as part of the credit steps program. They gave me an additional $500 with 11 months of usage. I thought that I could get a better deal with the EO route since I have improved my score dramatically over the last year. I started my journey with no FICO score and tons of baddies, no recent accounts that were positive and now I am sitting sub 7's. I emailed the office and received a call 2 hours later and spoke with a very nice gentleman who confirmed my request to increase my limit to 5k and do a PC to quicksilver. He stated he would pass it on the the UW and sure enough this morning my account updated with a 3k limit, no HP and they are going to PC me. I have no disappointment over not getting my requested limit and I'm thrilled to get rewards now. Very polite and profession service on their part. Thanks CapOne!
@Anonymous wrote: Decided to hit the luv button last Friday. I previously had a $500 limit as part of the credit steps program. They gave me an additional $500 with 11 months of usage. I thought that I could get a better deal with the EO route since I have improved my score dramatically over the last year. I started my journey with no FICO score and tons of baddies, no recent accounts that were positive and now I am sitting sub 7's. I emailed the office and received a call 2 hours later and spoke with a very nice gentleman who confirmed my request to increase my limit to 5k and do a PC to quicksilver. He stated he would pass it on the the UW and sure enough this morning my account updated with a 3k limit, no HP and they are going to PC me. I have no disappointment over not getting my requested limit and I'm thrilled to get rewards now. Very polite and profession service on their part. Thanks CapOne!
Congrats on the CLI
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
