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Possibility of Getting Accepted

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rsg5166
New Member

Re: Possibility of Getting Accepted


@mongstradamus wrote:

@rsg5166 wrote:

@yudeology101 wrote:

Any particiular reason why Freedom?  If you already have Discover, getting a Freedom would have certain rewards overlap (i.e. July~Sep Gas 5%). 


Is that a bad thing?  And I like the offer of $200 cash back they have right now.  I'm not 100% sure what I am looking for in a credit card.  I looked at chase freedom and Amex.


It would be an good idea to figure out what kind of card you want first. IF its an rewards, cashback, charge card or what. Once you decide then we probably can help you better in deciding which card to get. 


I would love to get cash back and rewards.  I also would love to travel so getting points or something for miles would be ideal too because I'm a huge aspiring traveler.

Message 11 of 24
mongstradamus
Super Contributor

Re: Possibility of Getting Accepted


@rsg5166 wrote:

@mongstradamus wrote:

@rsg5166 wrote:

@yudeology101 wrote:

Any particiular reason why Freedom?  If you already have Discover, getting a Freedom would have certain rewards overlap (i.e. July~Sep Gas 5%). 


Is that a bad thing?  And I like the offer of $200 cash back they have right now.  I'm not 100% sure what I am looking for in a credit card.  I looked at chase freedom and Amex.


It would be an good idea to figure out what kind of card you want first. IF its an rewards, cashback, charge card or what. Once you decide then we probably can help you better in deciding which card to get. 


I would love to get cash back and rewards.  I also would love to travel so getting points or something for miles would be ideal too because I'm a huge aspiring traveler.


if you are going to travel an freedom csp combo may be a good place to start. As far as requirements for csp i think there an bit stricter, so it may be an good idea to start off with freedom. Just bank the 20,000 points so you can combine with CSP down the road. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 12 of 24
rsg5166
New Member

Re: Possibility of Getting Accepted


@mongstradamus wrote:

@rsg5166 wrote:

@mongstradamus wrote:

@rsg5166 wrote:

@yudeology101 wrote:

Any particiular reason why Freedom?  If you already have Discover, getting a Freedom would have certain rewards overlap (i.e. July~Sep Gas 5%). 


Is that a bad thing?  And I like the offer of $200 cash back they have right now.  I'm not 100% sure what I am looking for in a credit card.  I looked at chase freedom and Amex.


It would be an good idea to figure out what kind of card you want first. IF its an rewards, cashback, charge card or what. Once you decide then we probably can help you better in deciding which card to get. 


I would love to get cash back and rewards.  I also would love to travel so getting points or something for miles would be ideal too because I'm a huge aspiring traveler.


if you are going to travel an freedom csp combo may be a good place to start. As far as requirements for csp i think there an bit stricter, so it may be an good idea to start off with freedom. Just bank the 20,000 points so you can combine with CSP down the road. 


I completely forgot about the 20,000 points for chase freedom.  That does sound like a good idea.  To work my way up to a CSP card

Message 13 of 24
mongstradamus
Super Contributor

Re: Possibility of Getting Accepted


@rsg5166 wrote:

@mongstradamus wrote:

@rsg5166 wrote:

@mongstradamus wrote:

@rsg5166 wrote:

@yudeology101 wrote:

Any particiular reason why Freedom?  If you already have Discover, getting a Freedom would have certain rewards overlap (i.e. July~Sep Gas 5%). 


Is that a bad thing?  And I like the offer of $200 cash back they have right now.  I'm not 100% sure what I am looking for in a credit card.  I looked at chase freedom and Amex.


It would be an good idea to figure out what kind of card you want first. IF its an rewards, cashback, charge card or what. Once you decide then we probably can help you better in deciding which card to get. 


I would love to get cash back and rewards.  I also would love to travel so getting points or something for miles would be ideal too because I'm a huge aspiring traveler.


if you are going to travel an freedom csp combo may be a good place to start. As far as requirements for csp i think there an bit stricter, so it may be an good idea to start off with freedom. Just bank the 20,000 points so you can combine with CSP down the road. 


I completely forgot about the 20,000 points for chase freedom.  That does sound like a good idea.  To work my way up to a CSP card


Just dont immediately cash out 20000 points for the 200 dollars like i did , i am annoyed at myself for doing that lol. In my defense though i didn't know at the time i was going to apply for CSP down the road :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 14 of 24
rsg5166
New Member

Re: Possibility of Getting Accepted


@mongstradamus wrote:

@rsg5166 wrote:

@mongstradamus wrote:

@rsg5166 wrote:

@mongstradamus wrote:

@rsg5166 wrote:

@yudeology101 wrote:

Any particiular reason why Freedom?  If you already have Discover, getting a Freedom would have certain rewards overlap (i.e. July~Sep Gas 5%). 


Is that a bad thing?  And I like the offer of $200 cash back they have right now.  I'm not 100% sure what I am looking for in a credit card.  I looked at chase freedom and Amex.


It would be an good idea to figure out what kind of card you want first. IF its an rewards, cashback, charge card or what. Once you decide then we probably can help you better in deciding which card to get. 


I would love to get cash back and rewards.  I also would love to travel so getting points or something for miles would be ideal too because I'm a huge aspiring traveler.


if you are going to travel an freedom csp combo may be a good place to start. As far as requirements for csp i think there an bit stricter, so it may be an good idea to start off with freedom. Just bank the 20,000 points so you can combine with CSP down the road. 


I completely forgot about the 20,000 points for chase freedom.  That does sound like a good idea.  To work my way up to a CSP card


Just dont immediately cash out 20000 points for the 200 dollars like i did , i am annoyed at myself for doing that lol. In my defense though i didn't know at the time i was going to apply for CSP down the road :-)


Thanks so much for the warning.  If I get approved I won't cash it out right away.

Message 15 of 24
Closingracer99
Valued Contributor

Re: Possibility of Getting Accepted


@mongstradamus wrote:

@rsg5166 wrote:

Kenny, how would I see if I have prequalified offers?


goto chase credit card site, and click pre quali link. It will ask for your name, address, and last 4 of social. It should bring up freedom, slate, or csp if you qualify for any of them. 


I find those things to be crap lol Smiley Happy    I did those before my app spree and none of them popped up saying i was qualified for a card but yet i got 2 Chase cards and 2 Citi cards 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 16 of 24
rsg5166
New Member

Re: Possibility of Getting Accepted

Just applied for Chase Freedom and got APPROVED!!!!!! $1,000 Credit Limit!

Message 17 of 24
Kenny
Moderator Emeritus

Re: Possibility of Getting Accepted


@rsg5166 wrote:

Just applied for Chase Freedom and got APPROVED!!!!!! $1,000 Credit Limit!


Awesome! Congrats! Smiley Wink

Message 18 of 24
rsg5166
New Member

Re: Possibility of Getting Accepted


@KennyRS wrote:

@rsg5166 wrote:

Just applied for Chase Freedom and got APPROVED!!!!!! $1,000 Credit Limit!


Awesome! Congrats! Smiley Wink


Thank you!!!

Message 19 of 24
Kenny
Moderator Emeritus

Re: Possibility of Getting Accepted


@rsg5166 wrote:

@KennyRS wrote:

@rsg5166 wrote:

Just applied for Chase Freedom and got APPROVED!!!!!! $1,000 Credit Limit!


Awesome! Congrats! Smiley Wink


Thank you!!!


Of course, you're gonna love getting the bonus when you do the spend. It's a nice cash back bonus! Smiley Happy 

Message 20 of 24
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