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Possibility of PC arrival+ to ring?

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noobody
Established Contributor

Re: Possibility of PC arrival+ to ring?

My arrival AF is due Jan next year also, but I read somewhere, if you do not use your exiting Barclay card enough, it will lower your internal score, negative effecting your new application, whatever it will be a SM or ring.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 11 of 26
noobody
Established Contributor

Re: Possibility of PC arrival+ to ring?

Update:
Called again today, told PC is not an option,so I just applied for the ring,got 7-10 message, called CA immediately,told I was declined because of too much existing credit with Barclay, ask close my A+(10K) and aviator(5K),move the credit line over,the nice CA throw another 5K on it, approved for 20K.
Did any one get WMC or all ring are platinum?
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 12 of 26
Kb109
Frequent Contributor

Re: Possibility of PC arrival+ to ring?

Why are you people so negative? Maybe he HAD a use for the Arrival Plus at one time and no longer does. Everyone on this forum is so quick to judge. Worry about yourself and your own cards. He just asked a question. SMH.... 

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 13 of 26
Kb109
Frequent Contributor

Re: Possibility of PC arrival+ to ring?

OP, did you ask about PC'ing the Arrival Plus to the regular Arrival? It has no AF...

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 14 of 26
kdm31091
Super Contributor

Re: Possibility of PC arrival+ to ring?

Maybe because OP specifically said they had no use for the card even before the nerf?

Anyway, doesnt matter. They found their answer and got the Ring. If the arrival+ was useless to them the no fee arrival wouldnt be any better.
Message 15 of 26
CreditCuriosity
Moderator Emeritus

Re: Possibility of PC arrival+ to ring?


@noobody wrote:
Update:
Called again today, told PC is not an option,so I just applied for the ring,got 7-10 message, called CA immediately,told I was declined because of too much existing credit with Barclay, ask close my A+(10K) and aviator(5K),move the credit line over,the nice CA throw another 5K on it, approved for 20K.
Did any one get WMC or all ring are platinum?

Congrats on the approval although you had to move limits around to get it opened.. It is only offered in Platinum, this is partially how they keep the 8% apr, not much overhead.

Message 16 of 26
noobody
Established Contributor

Re: Possibility of PC arrival+ to ring?

I have more than enough reward/miles cards, see my signature, 2% card with AF has no place even in SD, a good low interest BT card make my profile better.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 17 of 26
Anonymous
Not applicable

Re: Possibility of PC arrival+ to ring?

Lol @ Reality being viewed as negative. Some of us aren't long for this if everything is supposed to be marshmallows and lollipops.
Message 18 of 26
noobody
Established Contributor

Re: Possibility of PC arrival+ to ring?

I only asked a legit question.
my credit journey include multiple PCs, including BOA, Chase, Cap1 and Barclay, since when just ask people's experience about PC to ring become ask marshmallow and lollipop?
I take "no" as an answer, still get what I want
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 19 of 26
Anonymous
Not applicable

Re: Possibility of PC arrival+ to ring?

Oh, the comment was meant for different poster but yeah. You made good of a potentially inconvenient situation.
Message 20 of 26
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