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Possible way to increase Auto/Transportation Rewards

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Regular Contributor

Possible way to increase Auto/Transportation Rewards


Not positive if this is helpful, but wanted to alert those who benefit from cards that give good rewards in the Auto and/or Transportation categories. I have noticed that on my Discover Card that Tractor Supply Company (TSC) is coded as Misc Auto, Aircraft, Farm Equipment and for my Wells Fargo Debit the category is listed as Other Auto / Transportation. If these will code similar on other cards who give good rewards for Auto and Transportation categories this may help increase your rewards on just typical everyday spend....for those that don’t usually shop at TSC, they carry many everyday items and not just farm & ranch supplies. They also carry pet food, pet beds, doggie crates, hardware, paint supplies, lawn & garden supplies and more. Should anyone try this with your cards and it doesn’t give the Auto/Transportation Rewards, my apologies for the wild goose chase...✌🏻

Profile: Clean/Thin/Young ish/New Account

Scores as of 05/2020
EX FICO - no score young
TU FICO - no score young
EQ FICO 09 - 755 aged ish



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Valued Contributor

Re: Possible way to increase Auto/Transportation Rewards

Another tip I've found: If you live in a toll heavy region, see if any of your travel cards count EZ-pass, SunPass, etc., replenishments as travel. 

 

My PenFed Pathfinder does and I get 4x points on it. Not as signficant now that I work from home full time, but I used to spend $200/month easy in tolls going back and forth across NYC/NJ/Long Island.

Ch 7 Discharge May 2015
Discover/Target/NFCU CLOC/NFCU More Rewards Amex/NFCU Platinum/PenFed Power Cash Rewards/PenFed Pathfinder Visa/Citi Costco Visa/CapitalOne SavorOne - $127,400 total revolving
May 2020 - EQ/EX/TU Fico8: 689/688/679 INQ: 4/2/2 Util: 13.7% total, 4 accts reporting $0, 5 accts each under 30%
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Regular Contributor

Re: Possible way to increase Auto/Transportation Rewards

Good to know @SteelerNYC , thank you! 🙂

Profile: Clean/Thin/Young ish/New Account

Scores as of 05/2020
EX FICO - no score young
TU FICO - no score young
EQ FICO 09 - 755 aged ish



Message 3 of 3
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