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Possibly important message re: Cap One

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Anonymous
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Possibly important message re: Cap One

Approved for a 10K Venture card and they only HardPulled Equifax.  (which was good for me since it is my highest score of the 3).

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Possibly important message re: Cap One


@Anonymous wrote:

Approved for a 10K Venture card and they only HardPulled Equifax.  (which was good for me since it is my highest score of the 3).


Yes, Venture seems to be a single pull (usually), the others are triple

Message 2 of 14
Anonymous
Not applicable

Re: Possibly important message re: Cap One


Yes, Venture seems to be a single pull (usually), the others are triple


Wish this was the case for me (I know you said "usually" lol), Venture was a triple pull.  Sometimes CBs report the inquiries at different times.  Wasn't mad about it for the 15K though!!!

Message 3 of 14
CraigHwk
Regular Contributor

Re: Possibly important message re: Cap One

Approved for Venture on Saturday.  Was a triple pull.

 

USAA MC ✪ Amex BCP, SPG, Platinum ✪ Chase Sapphire Preferred, Freedom, Freedom Unlimited, Marriott Rewards, United Explorer ✪ Discover IT ✪ CapOne QS ✪ Fidelity Visa ✪ BarclaysPlatinum Rewards ✪ Citi Double Cash


Starting EX FICO (2010): 513 | Current FICO: EX 759, EQ: 773, TU: 761
Message 4 of 14
Anonymous
Not applicable

Re: Possibly important message re: Cap One


@Anonymous wrote:

@Anonymous wrote:

Approved for a 10K Venture card and they only HardPulled Equifax.  (which was good for me since it is my highest score of the 3).


Yes, Venture seems to be a single pull (usually), the others are triple


Are you sure about that? When I got mine (while back) it was a triple pull and during the recent craze most people reported triple pulls.

Message 5 of 14
Anonymous
Not applicable

Re: Possibly important message re: Cap One


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Approved for a 10K Venture card and they only HardPulled Equifax.  (which was good for me since it is my highest score of the 3).


Yes, Venture seems to be a single pull (usually), the others are triple


Are you sure about that? When I got mine (while back) it was a triple pull and during the recent craze most people reported triple pulls.


Yes, unless the inquiries hit the bureaus on separate dates but I am making the assumption that they each report the pull as soon as the CC asks for it - maybe I am wrong - please let me know if you think i am and i will report back if they do show up on TU and EXP later

Message 6 of 14
Anonymous
Not applicable

Re: Possibly important message re: Cap One

I can confirm that when I applied for the Venture on 3/2/15, they pulled all three (and was then denied).  Fortunately, during the reconsideration (in which I was approved) they did not pull again.

 

Chris.

 

Message 7 of 14
kdm31091
Super Contributor

Re: Possibly important message re: Cap One

As far as I know venture is a regular triple pull like the vast majority of their products. The only time some people have gotten by with two (never seen just one) is in the case of a frozen report.
Message 8 of 14
CreditMagic7
Mega Contributor

Re: Possibly important message re: Cap One

Triple pull for Venture also.

Message 9 of 14
gdale6
Moderator Emeritus

Re: Possibly important message re: Cap One

Inquiries are registered on file within milliseconds.

Message 10 of 14
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