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Pre-approval Mail

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Jungook
Regular Contributor

Pre-approval Mail

How does one go about receiving pre-approval applications for credit cards?

 

I know pre-approval does not guarantee getting the card but I was wondering anyway.

 

Thanks

Message 1 of 7
6 REPLIES 6
awiser
Regular Contributor

Re: Pre-approval Mail


@Jungook wrote:

How does one go about receiving pre-approval applications for credit cards?

 

I know pre-approval does not guarantee getting the card but I was wondering anyway.

 

Thanks


https://www.optoutprescreen.com/


Message 2 of 7
Jungook
Regular Contributor

Re: Pre-approval Mail


@awiser wrote:

@Jungook wrote:

How does one go about receiving pre-approval applications for credit cards?

 

I know pre-approval does not guarantee getting the card but I was wondering anyway.

 

Thanks


https://www.optoutprescreen.com/


Will this website initiate any inquiries or cause any negative outcomes for opting in?

Message 3 of 7
Luscher
Valued Contributor

Re: Pre-approval Mail

that only opts you in if: Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 4 of 7
Jungook
Regular Contributor

Re: Pre-approval Mail


@Luscher wrote:
that only opts you in if: Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).

So I won't be able to Opt-in since I've never asked to Opt-Out?

Message 5 of 7
awiser
Regular Contributor

Re: Pre-approval Mail


@Jungook wrote:

@Luscher wrote:
that only opts you in if: Opt-In and be eligible to receive Firm Offers. This option is for consumers who have previously completed an Opt-Out request - (electronically through this website).

So I won't be able to Opt-in since I've never asked to Opt-Out?


I used it to opt in and started receiving offers. I did opt out before, though. Didn't think it made a difference.


Message 6 of 7
09Lexie
Moderator Emerita

Re: Pre-approval Mail

It will opt you in to receive offers. If your credit report was blocked from promotional offers, it will release your information. Keep in mind, just because youve opted in does not mean you'll start to receive pre-qual offers. Your cr profile will still need to 'match' the lenders marketing specs.

YMMV if it will send offers your way.
Message 7 of 7
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