Pre-approvals

[slund5499]

Do you think that by using the chase and citibank pre-qualification link increases the chance for approval. Chase, Citibank and AMEX continue to provide "We were unable to match you with any card offers". I routinely pre-qualify every week for 6 weeks and still no SP anywhere. If they checked reports and I didn't qualify...would an SP show up?

[Anonymous]

I did a soft pull on Chase when I first started rebuilding and they recommended a Chase Freedom (which I got with my highest CL yet) so it is possible.  Chase I would say is a little more reliable than someone like Discover, who always tells you your qualified, just before shooting you down with a denial. 

[js0319]

The pre-quals for Citi, Chase, and Discover are golden as long as the APR terms show a specific percentage and not a range, like 13.99-22.99%. If it's a range, it's a shot in the dark, if it's specific, it's based on their last SP.