Presence of Delinquency.Please help

[remarc]

Recently I applied for a Barclay card.. They ran TU I got denied so I called for a recon/They then ran EQ. Still denied for too many inquiries and credit history too shot..

However when I got my letter it showed "Presence of Delinquency" as one of the reason.. I KNOW I have NO Collections or negative marks on my credit score as I check this every month, have a monitor system and before I applied I checked my actual report.. So what is it? IM worried now.. Should I check my credit report again to make sure? Ive never had anything bad on my EQ report..

Im worried. 

[laz98]

Late payments?

[remarc]

Nope. No lates on EQ. I do have a 30 day late on EX from a year ago.

[laz98]

I'd call them up & ask them then.

[laboi_22]

On the denial letter it will say which credit agency they pulled ie EQ and a way to write/call to obtain a copy of the report they reviewed. I would begin there.