Prime Card ?

[bassethoundmom]

I'm thinking of applying for a prime card .  I have a mortgage with B of A (3 years old) so I'm wondering if I would have a better chance getting a prime card with them vs. someone else?  I clicked a link on my mortgage page to see if I am pre-qualified but it said, "sorry, we don't have any offers for you."  I'm not sure how accurate that is? My score is in the 700 range.  I do have an old BK from 7.5 years ago.  Anyone have any thoughts on this?

[Anonymous]

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@bassethoundmom wrote:

I'm thinking of applying for a prime card .  I have a mortgage with B of A (3 years old) so I'm wondering if I would have a better chance getting a prime card with them vs. someone else?  I clicked a link on my mortgage page to see if I am pre-qualified but it said, "sorry, we don't have any offers for you."  I'm not sure how accurate that is? My score is in the 700 range.  I do have an old BK from 7.5 years ago.  Anyone have any thoughts on this?

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What is your current utilization and what cards do you currently have?

Who were included in your BK?

[bassethoundmom]

I will need to figure out my utilization.   I would guess about 30% because I just put a washer and dryer on my Sears Card.   I  have two Cap 1 cards (0ld) 500 and 750 limit, Merrick 750 limit,  Walmart Discover with a 1400 limit, Target 1000 limit, Sears 2500 limit, Best Buy 2500 limit, Firestone 2500 limit, Care Credit 2500 limit and GE financial furniture card with a 6000 limit.   The main reason for my BK was a Wellsfargo car loan that I was in over my head on.  That has since dropped off of my credit report.  No B of A stuff was in the BK. 

[bassethoundmom]

any other input?

[Anonymous]

Do any of BoAs cc's suit your spending?