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A month or so ago I got an offer on my BCP to take my interest rate from 17.99 to 6.99 for 12 months. I went ahead and signed up.
I received the same offer in the mail as well as email. I'm waiting until the start of my next billing cycle to jump on it.
I got a 3.99% for 6 months blank check for Amex Travelocity (I know, not real Amex).
Cap One blank check for some % that I dont remember.
No real incentive for low balances that I keep on all cards.
Nope to all.
Real AMEX is currently at 0% for 15months.