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Promo APR for existing AMEX cardholders?

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avv7c0
Regular Contributor

Promo APR for existing AMEX cardholders?

I just got an offer from Amex to lower my APR from 14.5% to 9.99% for 12 billing cycles (this means months, right?).

Did anyone else get this? I've had my Gold Delta Skymiles card for 8 years and never received an offer like this. Was wondering how common it was.

We have a $30,000 CL on the card, but I only put about $10k through it each year, if that.
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Message 1 of 5
4 REPLIES 4
Peteyglad
Established Contributor

Re: Promo APR for existing AMEX cardholders?

A month or so ago I got an offer on my BCP to take my interest rate from 17.99 to 6.99 for 12 months. I went ahead and signed up.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 2 of 5
jason86423
Frequent Contributor

Re: Promo APR for existing AMEX cardholders?

I received the same offer in the mail as well as email.   I'm waiting until the start of my next billing cycle to jump on it.

 

 

Message 3 of 5
Anonymous
Not applicable

Re: Promo APR for existing AMEX cardholders?

I got no such email.
Message 4 of 5
JoshuaHolySpirit
Frequent Contributor

Re: Promo APR for existing AMEX cardholders?

I got a 3.99% for 6 months blank check for Amex Travelocity (I know, not real Amex).

Cap One blank check for some % that I dont remember.

 

No real incentive for low balances that I keep on all cards.

Nope to all.

 

Real AMEX is currently at 0% for 15months.

 

Capital One QS1, Capital One Journey, Williams-Sonoma Visa, Amex Travelocity, Chase Slate, Amex SPG, Amex Blue Sky, Bank of America Travel Rewards, JCPenney...and more ( Holy Spirit rocks-!! ) TU-Fico-777
Message 5 of 5
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