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Pulled the trigger early!

Established Contributor

Re: Pulled the trigger early!

Chase use the Vantage scoring model for approval.


BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 41 of 42
Valued Contributor

Re: Pulled the trigger early!

Tran92 wrote:
Is there a minimum income that is required and do they verify it via pay stubs? I plan on trying to app for a freedom in a year, but I only make about 10-15k annually.


Chase doesn't verify income. I think they only get concerned when you rack up a big balance and keep it for a long time spanning on years. If you have no current debt (less than 20% UTL) and one year of credit history with a reputable lender, I say go for it.


supersam101 wrote:

Congrats how old is your oldest credit card.


My CAP1 card is my oldest tradeline. It's 2 years old Smiley Happy

As of 2017, rebuilding...
Message 42 of 42