@Anonymous wrote:
So yesterday I applied for two cards the Chase Freedom and Slate card. Today i decided to reach out to Capital One on my QS 1 card to see if they could do one of two things upgrade me to the Quick Silver Card with no annual fee, or offer a lower interest rate. I've had the card for like 8 months and currently under the 0% offer but from what I can remember it is over next month. They offered me an upgrade to the Venture 1. The question really is take the upgrade and attempt to get a CLI at the sametime although my QS1 was increased in September or apply for the card directly and get the signing bonus and intro APR. they did say that by moving me to the Venture 1 card the Interest rate would be the same as it is now.
If you want the QS, hold our for the QS. You can always request that your AF be waived when it comes up.
Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
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