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QS1 CLI

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Anonymous
Not applicable

QS1 CLI

I got an auto CLI on my QS1 the day after my 6 statement cut. I miscalculated by a few days and applied for CLI a couple of days early of my 12th statement cutting. The only reason stated on the denial letter was that my credit limit had been raised too recently. Is this a 6 month thing with Cap1? My 12th statement cut yesterday. Should I try again Monday or did I botch that already?

Message 1 of 3
2 REPLIES 2
myjourney
Super Contributor

Re: QS1 CLI

Yes the general rule is every 6 months with Cap1 ..... YMMV

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 3
RonM21
Valued Contributor

Re: QS1 CLI

I agree, generally 6 months. Althogh sometimes you see different, but 6 is the general rule of thumb.



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 3 of 3
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