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I got an auto CLI on my QS1 the day after my 6 statement cut. I miscalculated by a few days and applied for CLI a couple of days early of my 12th statement cutting. The only reason stated on the denial letter was that my credit limit had been raised too recently. Is this a 6 month thing with Cap1? My 12th statement cut yesterday. Should I try again Monday or did I botch that already?
Yes the general rule is every 6 months with Cap1 ..... YMMV
I agree, generally 6 months. Althogh sometimes you see different, but 6 is the general rule of thumb.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |