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QS1 upgrade to World MC QS

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Anonymous
Not applicable

QS1 upgrade to World MC QS

Woohoo! Out of "sub prime" world with capital one! 

 

I have to satisfy my credit obsession with stuff like this, because we are buying a house shortly and the wife is on my about inquiries, so no inquiries until after closing. 

Message 1 of 12
11 REPLIES 11
lg8302ch
Senior Contributor

Re: QS1 upgrade to World MC QS

Congrats3.jpg  Congrats ... way to go !

Message 2 of 12
LShawn08
Frequent Contributor

Re: QS1 upgrade to World MC QS

What limit finally pushed you over into the prime threshold?
Starting Score:TU:791(Dec3), EX:783, EQ:000
Current Score: TU:786(Aug9), EX:776, EQ:782 (Aug8)
Goal Score:820 across all boards






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Message 3 of 12
CreditMagic7
Mega Contributor

Re: QS1 upgrade to World MC QS

Nicely doneSmiley Happy

Message 4 of 12
ddemari
Super Contributor

Re: QS1 upgrade to World MC QS

did you do this via chat? or did you go through escalated channels? 

Message 5 of 12
Anonymous
Not applicable

Re: QS1 upgrade to World MC QS

LShawn: Was a combined card, 5300 current limit. 

 

DD: Did it through chat. Just requested upgrade to no AF card, the world part they did without me asking (probably due to the limit?)

Message 6 of 12
ddemari
Super Contributor

Re: QS1 upgrade to World MC QS

This might be the trick, I got the upgrade to no annual fee with a limit limit of 3000. It's now at 8500 and I can't get chat CSR to upgrade to world. I'm not in serious of need to call EO so I haven't but occasionally check chat. Maybe converting with higher limit sets the world upgrade too.
Message 7 of 12
Anonymous
Not applicable

Re: QS1 upgrade to World MC QS


@ddemari wrote:
This might be the trick, I got the upgrade to no annual fee with a limit limit of 3000. It's now at 8500 and I can't get chat CSR to upgrade to world. I'm not in serious of need to call EO so I haven't but occasionally check chat. Maybe converting with higher limit sets the world upgrade too.

Possible. Also this card just passed the year mark, and a month ago they would not upgrade it to the no AF even after it had been combined at the same limit. 

 

 

I'm thinking I'll go for another CLI after I get the new card. Can't hurt Smiley Very Happy 

 

 

Message 8 of 12
OmarGB9
Community Leader
Super Contributor

Re: QS1 upgrade to World MC QS

Grats

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 9 of 12
UncleB
Credit Mentor

Re: QS1 upgrade to World MC QS


@ddemari wrote:
This might be the trick, I got the upgrade to no annual fee with a limit limit of 3000. It's now at 8500 and I can't get chat CSR to upgrade to world. I'm not in serious of need to call EO so I haven't but occasionally check chat. Maybe converting with higher limit sets the world upgrade too.

+1

 

I think that is the case as well.  If you really, really want a World MC, you could possibly get them to PC you to a Venture One, which (going by other threads) will likely come as a World MasterCard due to your limit.  Six months later, you could (likely) change back to a QS and be able to keep the 'World' designation, or at least that's my theory, anyway.

 

Of course for the period the account is a Venture One you would earn less rewards, and you'd have to deal with the hassle of the PCs, but it's likely possible if you're willing to jump through enough hoops.  Smiley Wink

Message 10 of 12
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