QS1 upgraded!

[Anonymous]

Congrats on the early pc. I would try to get the cli after you make your 6th payment.

[Anonymous]

Congrats, So if I PC before credit steps they will still do credit steps on the 6-7th month but it will be higher as a QS then a QS1?

First I'm hearing of this, I was going to wait until after I got credit steps to PC so as not to miss the auto CLI

[Anonymous]

For those of you who have PC'd capital one cards, does the display of the card change in your account? For example, if you PC a platinum to a standard QS, will you see the QS card when you log in to your account? I just PC'd on Sunday, still displays as a platinum card, although there is now a "Rewards" underneath it. 

[Dcyphrz]

I pced an old (formerly HSBC/Orchard) Platinum MC to a QS1 MC recently.  While on the phone with Capital One, a rep told me that you can't product change a Mastercard to a Visa and vice-versa.

[SunriseEarth]

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@Dcyphrz wrote:

I pced an old (formerly HSBC/Orchard) Platinum MC to a QS1 MC recently.  While on the phone with Capital One, a rep told me that you can't product change a Mastercard to a Visa and vice-versa.

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Correct.   However, you can still get that product level.   My old HSBC/Household MC became a Platinum MC, then a QS1 MC, then a QS MC, and is now a V1 WMC.   I'll probably see if I can go back to QS once my 6 months are up.  

[SunriseEarth]

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@Anonymous wrote:

For those of you who have PC'd capital one cards, does the display of the card change in your account? For example, if you PC a platinum to a standard QS, will you see the QS card when you log in to your account? I just PC'd on Sunday, still displays as a platinum card, although there is now a "Rewards" underneath it. 

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The card image should update, but the label may depend on the level of the payment network.   If your CL was over $5K when you PCed, it should either be a World Mastercard or a Visa Signature.   IIRC, my card said "Platinum Mastercard" prior to my getting the WMC status.  

[Anonymous]

Very nice. Thank you! The card was still a newbie with a 1k credit limit, but I'm excited none-the-less! 

[Dcyphrz]

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@SunriseEarth wrote:

... My old HSBC/Household MC became a Platinum MC, then a QS1 MC, then a QS MC...

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Wasn't aware there even was a QS Mastercard aside from the QS1.

[OmarGB9]

Only if you got your QS1 upgraded. It's not something you can directly apply for.

[Anonymous]

I upgraded my QS VISA to the Venture because Cap1 offered so there is no hard credit pull, same cl and same open account date and account nubmer; I also asked to upgrade my Journey VISA to a QS VISA becasue i didnt' want to lose my QS; they agreed.  Again, no credit pull, same cl and same account number.