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Question...US Bank

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RickNATL
Established Contributor

Question...US Bank

Does US Bank service credit cards or bank accounts to Georgia residents?  Or....?

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Question...US Bank

Putting in a random Atlanta zip, it appears that they don't offer bank accounts there (and probably the entire state).   But their credit cards are available to all, and once you have one, you can then open a bank account.

Message 2 of 12
simplynoir
Mega Contributor

Re: Question...US Bank


@Anonymous wrote:

Putting in a random Atlanta zip, it appears that they don't offer bank accounts there (and probably the entire state).   But their credit cards are available to all, and once you have one, you can then open a bank account.


Indeed. No branches in Georgia so option #2 it is

 

https://locations.usbank.com/index/georgia.html

Message 3 of 12
Red1Blue
Super Contributor

Re: Question...US Bank

Why do you want to open an account with US Bank ?

Message 4 of 12
1GaDawg85
Valued Contributor

Re: Question...US Bank


@RickNATL wrote:

Does US Bank service credit cards or bank accounts to Georgia residents?  Or....?


no bank account directly but you can apply for a credit card and if approved, open a bank account that way. 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 5 of 12
RickNATL
Established Contributor

Re: Question...US Bank

Thank you everyone....now I'll go research approvals for credit cards esp. DPs...

Message 6 of 12
coldfusion
Community Leader
Mega Contributor

Re: Question...US Bank


@RickNATL wrote:

Thank you everyone....now I'll go research approvals for credit cards esp. DPs...


Focus on inquiries, and if your interest is with the Cash+ also research the Elan Max Cash.

(2/2025)
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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 12
Anonymous
Not applicable

Re: Question...US Bank


@RickNATL wrote:

Thank you everyone....now I'll go research approvals for credit cards esp. DPs...


For additional information, US Bank (back in 2019) planned to move into Georgia, Florida and Texas with Bank Branches. Due to our most recent circumstances they slowed their evaluation and expansion process. They did open in North Carolina. As this thread has stated, you can potentially open the door to become their customer in other ways.

Message 8 of 12
jmcmillan
Frequent Contributor

Re: Question...US Bank


@Anonymous wrote:

@RickNATL wrote:

Thank you everyone....now I'll go research approvals for credit cards esp. DPs...


For additional information, US Bank (back in 2019) planned to move into Georgia, Florida and Texas with Bank Branches. Due to our most recent circumstances they slowed their evalutaion and expansion process. They did open in North Carolina. As this thread has stated, you can potentially open the door to become their customer in other ways.


Hmm.. I wonder if that explains why they have two random ATMs in Dallas when they have zero branches here?

 

To @RickNATL , I was able to open an account with them because my parents live in US Bank territory, and I used their address. Even though I haven't lived with them in years, their address is still on all of my public records. I just opened an account using their address, and then I updated the address later. I did have to get the debit card from my parents, since it was sent to their address. Otherwise, you will have to open a credit card or investment account to get a checking account.

Message 9 of 12
Remedios
Credit Mentor

Re: Question...US Bank


@jmcmillan wrote:

@Anonymous wrote:

@RickNATL wrote:

Thank you everyone....now I'll go research approvals for credit cards esp. DPs...


For additional information, US Bank (back in 2019) planned to move into Georgia, Florida and Texas with Bank Branches. Due to our most recent circumstances they slowed their evalutaion and expansion process. They did open in North Carolina. As this thread has stated, you can potentially open the door to become their customer in other ways.


Hmm.. I wonder if that explains why they have two random ATMs in Dallas when they have zero branches here?

 

To @RickNATL , I was able to open an account with them because my parents live in US Bank territory, and I used their address. Even though I haven't lived with them in years, their address is still on all of my public records. I just opened an account using their address, and then I updated the address later. I did have to get the debit card from my parents, since it was sent to their address. Otherwise, you will have to open a credit card or investment account to get a checking account.


Lets not suggest this, glad you didn't get your account closed and reported as closed to EWS for providing false information. 

While it's on your CR, it's not accurate, and this is the one of the reasons banks have regulations. 

Also, there are branches all around me but I had to provide copy of DL and SS card when I opened my first checking account with them

 

Message 10 of 12
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