My wife was added to 2 cc's of a family member. In order for these companies to report on her cr's does she actually have to use the cards or do the report automatically because of her beening added to the accounts? So far nothing has been reported on her cr on either of these 2 cc acounts. Anyone have a similar situation that can shed some light on this subject?
I was added as an AU to my GF's Citi card about two weeks ago. It was reporting to TU an EX as of this past Monday, received the card the same day. I haven't used it yet. Hopes this helps.
Both Lowes and Wells Fargo accounts have closed out for the month and apparently aren't going to report my wife as AU on these accounts. Would it be stupid to call and ask why they haven't reported or just leave it alone?
AU accounts are treated the same as if the account were your own (for now, anyway). If the account helps, it will help you. If it hurts, it will hurt you.
You inherit all the history on an AU account, good and bad.
Starting Score: TU=585 EQ=540
