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Question about Credit One CLI

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new_earth
Frequent Contributor

Question about Credit One CLI

I have only had a Credit One CC since April, made payments in full both months and already just got an increase from $300 to $500. That was very nice to see so soon! I know it's a stinky card and I already have better other ones (DCU Visa on its way in the mail!) I didn't ask or anything, just logged in and saw it today.

 

I am curious, I know they *can* and frequently charge a CLI fee, but it does not show being charged. To anyone who has had this card, would that show up right away? So far it's not there, but i definitely got the increase. Do they some times not charge?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Question about Credit One CLI


@new_earth wrote:

I have only had a Credit One CC since April, made payments in full both months and already just got an increase from $300 to $500. That was very nice to see so soon! I know it's a stinky card and I already have better other ones (DCU Visa on its way in the mail!) I didn't ask or anything, just logged in and saw it today.

 

I am curious, I know they *can* and frequently charge a CLI fee, but it does not show being charged. To anyone who has had this card, would that show up right away? So far it's not there, but i definitely got the increase. Do they some times not charge?


I have never been charged a CLI fee by them...I have 3 C1 cards...

Message 2 of 8
new_earth
Frequent Contributor

Re: Question about Credit One CLI

oh ok. I thought they charged $19.99+ for CLI's. How did you get 3 cards, just 3 of the same regular CC they have? How long did you wait between cards?

 

Also, that was a really fast CLI!

Message 3 of 8
shanac
Frequent Contributor

Re: Question about Credit One CLI

CREDIT One does charge for CLIs but it looks as if this one was a "freebie". They did the same for me many years ago but all subsequent increases, whether requested or offered, came with a fee.

iPhone. iTypos. iApologize

Current Score: EQ FICO 764 TU FICO 776 EX FICO 753
Goal Score: 800
Message 4 of 8
LS2982
Mega Contributor

Re: Question about Credit One CLI

Sounds like you got a no fee CLI, WTG!!!




EQ FICO 548 3/3/16
Message 5 of 8
new_earth
Frequent Contributor

Re: Question about Credit One CLI

thanks Smiley Happy it's my first CLI since starting to rebuild. Sucks for them though, they were about to be 'sockdrawered' after getting my DCU Visa Smiley Very Happy

Message 6 of 8
nicholasyud
Valued Contributor

Re: Question about Credit One CLI

Get away from that card ASA you can......

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 7 of 8
Anonymous
Not applicable

Re: Question about Credit One CLI


@new_earth wrote:

oh ok. I thought they charged $19.99+ for CLI's. How did you get 3 cards, just 3 of the same regular CC they have? How long did you wait between cards?

 

Also, that was a really fast CLI!


I misread...thought this said Capital One...didn;t notice it said Credit One..I don't have this card..sorry...oops!

Message 8 of 8
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