@Anonymous wrote:
@MarineVietVet wrote:
@Anonymous wrote:Does anyone know if Discover processes balance transfers electronically? Or do they always do it via mail?
I apologise in advance if this is in the wrong forum.
In my experience Discover has the option of electronic direct deposit. But you can also receive a paper check.
A balance transfer to Capital One would most likely be done electronically, right?
Yes.
Discover also told me if I do a BT they'll first try via "wire" (electronically) and if the bank being paid doesn't allow it (or it just can't be done that way) they'll issue a check via the mail.
@RyVision wrote:
@Anonymous wrote:
@MarineVietVet wrote:
@Anonymous wrote:Does anyone know if Discover processes balance transfers electronically? Or do they always do it via mail?
I apologise in advance if this is in the wrong forum.
In my experience Discover has the option of electronic direct deposit. But you can also receive a paper check.
A balance transfer to Capital One would most likely be done electronically, right?
Yes.Discover also told me if I do a BT they'll first try via "wire" (electronically) and if the bank being paid doesn't allow it (or it just can't be done that way) they'll issue a check via the mail.
Thanks! Since im doing the bills now I think i will still pay my minimum thats due 3/18....just to be safe...then eventually they'll mail me a refund cheque. 
@Anonymous wrote:
@RyVision wrote:
@Anonymous wrote:
@MarineVietVet wrote:
@Anonymous wrote:Does anyone know if Discover processes balance transfers electronically? Or do they always do it via mail?
I apologise in advance if this is in the wrong forum.
In my experience Discover has the option of electronic direct deposit. But you can also receive a paper check.
A balance transfer to Capital One would most likely be done electronically, right?
Yes.Discover also told me if I do a BT they'll first try via "wire" (electronically) and if the bank being paid doesn't allow it (or it just can't be done that way) they'll issue a check via the mail.
Thanks! Since im doing the bills now I think i will still pay my minimum thats due 3/18....just to be safe...then eventually they'll mail me a refund cheque.
I just put in for a BT yesterday with Discover and the rep's advice was to do exactly that. If my other card came out due, just pay it and they'd just refund me eventually.