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Question about Discover

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09Lexie
Moderator Emerita

Re: Question about Discover

No you won't ! Your scores are much better than mine.
Message 11 of 21
soILseminole
Contributor

Re: Question about Discover

enharu,

from everything ive read here from other posts on discover, they are recon friendly. im calling tomorrow for a CLI
Current: |MyFico TU-766| |MyFico EQ-737| |Amex EX-736| (May '13)
Message 12 of 21
09Lexie
Moderator Emerita

Re: Question about Discover

Idk, if you being self employed will make a difference- it shouldn't
Message 13 of 21
enharu
Super Contributor

Re: Question about Discover

haha i am not too worried about my scores, but i will most likely get a declined or pending message, due to my inquiries if they pull EX. I have a good hunch l have to call in to explain how i racked up so many inquiries (7 so far, 5 for auto, 1 for chase, 1 for amex) in the past 60 days.

 

If they pull EQ/TU, I probably still have to call in and explain about the new auto loan account. Argh.


They dont pull EX though, right? Smiley Very Happy

 

And can I still apply for Discover More? All I see is the IT on their website

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 14 of 21
soILseminole
Contributor

Re: Question about Discover

i was surprised they hit my TU. everyone says EQ 99% of the time. EQ is my ugly duckling report, i think u will be fine
Current: |MyFico TU-766| |MyFico EQ-737| |Amex EX-736| (May '13)
Message 15 of 21
enharu
Super Contributor

Re: Question about Discover

Ah ok thanks!

 

I'm gonna call Chase to ask about Freedom in the morning before deciding which to apply. 

I was gonna apply for Cash+ but was told US Bank pulls EX, so no go on that one for now.

 

If only my BCP was approved, I wouldn't be thinking of what other cards to get Smiley Sad

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 16 of 21
09Lexie
Moderator Emerita

Re: Question about Discover

Not sure why you are asking about More. It has better rewards/bonus categories.
Message 17 of 21
enharu
Super Contributor

Re: Question about Discover

oh someone else said they had better offers for more, thats why. i was just curious lol

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 18 of 21
09Lexie
Moderator Emerita

Re: Question about Discover

Message 19 of 21
HiLine
Blogger

Re: Question about Discover


@enharu wrote:

oh someone else said they had better offers for more, thats why. i was just curious lol

 


You'd have to apply on the phone. Ask for the $200 bonus.

 

Always want MORE!!! Smiley LOL

Message 20 of 21
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