Every time I log onto my PP account I get the message to apply, we'll give you a decision in 10 seconds, etc etc. I have gotten this every time. Recently my DH and I got what is deemed a promotional email about applying for this card. Now my DH has an account but has never used it, he never got the little ad whenever he logged into his. But after getting this email, now he gets it.
I know that nothing is guaranteed, and nothing is 100%, but wondering if this is a good sign so to speak that approval is likely. My scores are between 600-625. I do have some old medical baddies 2+ years old and have gotten some new lines since the beginning of the year, the biggest being Discover IT ($500), and NFCU ($4000). I could use this card pretty well, but as with everyone I like to try and guard my INQ strongly.
Just wondering and THANKS!!
Also, if this is my 3rd post regarding this I apologize, it doesn't look like my post is "sticking", at least on my end 
I had the message to apply on my account, and received several emails. Applied twice with some negatives still on TU and was denied both times. Once TU was clean, I was approved. If you don't have collection/charge off/public records, or recent lates, I'd say chances are pretty good.
@Eyisila wrote:I know that nothing is guaranteed, and nothing is 100%, but wondering if this is a good sign so to speak that approval is likely.
As with any such offer it really doesn't mean much, It's just marketing. Apply for what you need when you think your credit is in the best shape possible for a given timeframe. Don't just repond to marketing.
@Eyisila wrote:but as with everyone I like to try and guard my INQ strongly.
Everyone doesn't guard their inquiries despite how it may seem from reading myFICO threads. Those that are building and rebuilding tend to because inquiries tend to have a bigger impact on their credit. Thicker and better established profiles can generally handle inquiries better.
@Eyisila wrote:Also, if this is my 3rd post regarding this I apologize, it doesn't look like my post is "sticking", at least on my end
If you think your post didn't make it you can verify by going to your profile page to look at your posts. One way to get to your profile page is to click on your username in your own posts. There's also a link to your profile page on most pages next to the links for Sign Out, My Settings & Help.
If your thread was posted it will move in the list of threads based on activity.
