Question about an AMEX app.

[colindidit]

I closed my zync about a week ago. My question was would it still be a SP if I applied for a different Amex or a HP because I do t have a card through them anymore? If its a HP I won't bother because if I'm gonna take a HP on experience it'd be for a citi card lol

[thom02099]

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@colindidit wrote:
I closed my zync about a week ago. My question was would it still be a SP if I applied for a different Amex or a HP because I do t have a card through them anymore? If its a HP I won't bother because if I'm gonna take a HP on experience it'd be for a citi card lol

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Generally, it's SP if you're denied/HP if approved.  YMMV.  Dependent on util and inquiries as well as your score from AMEX's last account review

[bichonmom]

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@colindidit wrote:
I closed my zync about a week ago. My question was would it still be a SP if I applied for a different Amex or a HP because I do t have a card through them anymore? If its a HP I won't bother because if I'm gonna take a HP on experience it'd be for a citi card lol

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Since you closed your only Amex CC, likelihood is it will be a HP no matter what. It's only a SP if you're a current cardholder and app and are denied. And even then, YMMV. Some have posted that they got a HP under those circumstances.

[youngandcreditwrthy]

Honestly... Lol Amex is easier than Citi.