Question about (-) balance

[Anonymous]

I thought fees for a cash advance was like 3% or so. Wouldn't that be more like $1.90?

[FinStar]

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@Anonymous wrote:
I thought fees for a cash advance was like 3% or so. Wouldn't that be more like $1.90?

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Not for some lenders.  Some impose a minimun cash advance fee ($10-$15) depending on the amount of the cash advance.  Read the T&C of the CC.

[core]

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@Anonymous wrote:
I thought fees for a cash advance was like 3% or so. Wouldn't that be more like $1.90?

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3% with a minimum of $15, for the new ones of mine I looked at just the other day.   Credit unions are usually easier on you though.  I take out cash advances on my CU cards and pay nothing at all.  (I never seem to remember the PIN to my debit card, so just take out a cash advance instead)  Some of the CUs might be closer to $1.90, yeah.  I would be very surprised if a major issuer let you get away with that.

[Anonymous]

Good to know, and that's why a carry a debit card.

[go_FICO_self]

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@JaeJae12 wrote:

nah i just return a item i brought which i paid my credit card bill alrdy. I just wanted to see if i can have the - balance given to my friend for his birthday lol

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of course they can! they'll even send a card and cake along with the check. I've done it once or twice. It's part of their recent campaign: "We turn those negatives (balances) into positives (experiences)." You should try!