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Question about charges

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Anonymous
Not applicable

Question about charges

Hey guys good afternoon,

I normally shop at winn-dixie for groceries, They have a western union for money orders because the only option i have for rent is  by a check or money order. My question is this,I usually use my debit card for the money order and when i log into my bank account it shows winn-dixie on the transaction. If i use my Barclay Sallie Mae for the transactions will it show as Grocery? or will i be penalized for a fee?

Message 1 of 7
6 REPLIES 6
OmarGB9
Community Leader
Super Contributor

Re: Question about charges

I don't think they'd even let you use a credit card to begin with. And even if they do, the transaction would most likely be considered a cash advance by Barclays, resulting in the cash advance fee and cash advance APR with no grace period.

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Message 2 of 7
Anonymous
Not applicable

Re: Question about charges


@Anonymous wrote:

Hey guys good afternoon,

I normally shop at winn-dixie for groceries, They have a western union for money orders because the only option i have for rent is  by a check or money order. My question is this,I usually use my debit card for the money order and when i log into my bank account it shows winn-dixie on the transaction. If i use my Barclay Sallie Mae for the transactions will it show as Grocery? or will i be penalized for a fee?


Did it post yet? Maybe it is a temporary hold.

Message 3 of 7
MissMoni223
Senior Contributor

Re: Question about charges

If you get a cash advance from your Barclay card you will be charged a fee. Yes, Winn-Dixie would be coded as a grocery purchase.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 4 of 7
Anonymous
Not applicable

Re: Question about charges

ah okay , yeah i didn't even think about that. It did go straight debit without asking me for credit, and yeah i dont want any fees, thank you !
Message 5 of 7
Anonymous
Not applicable

Re: Question about charges

its a pending hold on my chase debit account, but it says winn-dixie and not western union ...
Message 6 of 7
UncleB
Credit Mentor

Re: Question about charges


@Anonymous wrote:
its a pending hold on my chase debit account, but it says winn-dixie and not western union ...

When I've bought money orders in the past at Wal-Mart or the USPS, there was never an option to use 'credit', I was automatically prompted for a PIN. 

 

I don't think their systems will even let you change to 'credit' even if you want to.

Message 7 of 7
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