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So looking at inquiries, I have zero for Barclay on TU, but one on Experion when I opened the card back in August. My report shows a couple HP on Experian and Equifax but zero on TU. Is this just random or what, why no HP on TU? My inquiries come from NFCU, USAA, Chase, Discover, AMEX, Barclay. Just kinda curious as to why none are on TU. Especially since everyone says Barclay is only TU. Maybe this is a crazy quesion, if so im sorry im new! Thanks for everything
Barclay "almost" always pulls TU. But they do pull others.
@Anonymous wrote:Barclay "almost" always pulls TU. But they do pull others.
So I know you have no clue, but I still have to ask. Do you think they will SP me for CLI (hopefully hah)
@Anonymous wrote:
@Anonymous wrote:Barclay "almost" always pulls TU. But they do pull others.
So I know you have no clue, but I still have to ask. Do you think they will SP me for CLI (hopefully hah)
Nope, Barclay is a hard pull for CLI's.
@Anonymous wrote:
@Anonymous wrote:Barclay "almost" always pulls TU. But they do pull others.
So I know you have no clue, but I still have to ask. Do you think they will SP me for CLI (hopefully hah)
Barclay provides a FICO score and does soft pulls to provide you with updates to your score. I would assume that they use these same soft pulls when deciding on CLI. If you are patient and have good credit, they do auto-CLI. If you're impatient and request a CLI, they almost always do a hard pull (in my experience).
@gmason wrote:
@Anonymous wrote:
@Anonymous wrote:Barclay "almost" always pulls TU. But they do pull others.
So I know you have no clue, but I still have to ask. Do you think they will SP me for CLI (hopefully hah)Barclay provides a FICO score and does soft pulls to provide you with updates to your score. I would assume that they use these same soft pulls when deciding on CLI. If you are patient and have good credit, they do auto-CLI. If you're impatient and request a CLI, they almost always do a hard pull (in my experience).
Yep.
@gmason wrote:
@Anonymous wrote:
@Anonymous wrote:Barclay "almost" always pulls TU. But they do pull others.
So I know you have no clue, but I still have to ask. Do you think they will SP me for CLI (hopefully hah)Barclay provides a FICO score and does soft pulls to provide you with updates to your score. I would assume that they use these same soft pulls when deciding on CLI. If you are patient and have good credit, they do auto-CLI. If you're impatient and request a CLI, they almost always do a hard pull (in my experience).
Im getting very impatient. Sucks that it has such a low limit. I put everything on it and have to manage not reporting over 300. Thinking about breaking down and requesting CLI after this statment cuts if i dont have a little love from them. Then its garden time for about a year
On the one CLI I requested they pulled TU. If they pulled the same for you that would only be one Inq. How long have you had the card?
@Anonymous wrote:On the one CLI I requested they pulled TU. If they pulled the same for you that would only be one Inq. How long have you had the card?
6 months will be right before this statement cuts.