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Question about my Cap One Card

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Ms-Kato
Contributor

Re: Question about my Cap One Card


@Anonymous_V wrote:

LOL i am only 22 give me a break >.< i have since grown up and havent even done one negative thing to my credit in 2 years... aside from paying stuff off x.x

 

 


LO In that case by all means go crazy..you have your whole life to clean it up again LOL

Message 11 of 21
GoodCredBen
Valued Contributor

Re: Question about my Cap One Card

noooo lol i wasnt saying i WANT to screw people over....

 

I make more then enough money to make sure that i dont even have to use CC's.....

 

But unfortunately for me, i cant afford to pay for a house in full right now.... so i have to work on credit .... 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 12 of 21
Ms-Kato
Contributor

Re: Question about my Cap One Card


@Anonymous_V wrote:

noooo lol i wasnt saying i WANT to screw people over....

 

I make more then enough money to make sure that i dont even have to use CC's.....

 

But unfortunately for me, i cant afford to pay for a house in full right now.... so i have to work on credit .... 


I'm playing with ya Smiley Very Happy

Message 13 of 21
GoodCredBen
Valued Contributor

Re: Question about my Cap One Card

Sure Smiley Sad .... lol jk i hear ya.... my fiance would kill me if i screwed up on my credit again anyways.....

 

she is in the 700's x.x 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 14 of 21
Ms-Kato
Contributor

Re: Question about my Cap One Card

Here's a Life Lesson..Women are always right in the end...so listen to your wife .

 

 

There's a reason Fiance and Finance look the same !

 

 

No charge or fee for this advice Smiley Happy

Message 15 of 21
mAndrew1980
Established Contributor

Re: Question about my Cap One Card

Ms Kato,

 

Did you get the No Hassel rebuilder card? 2K is an awesome CL for a cap1 rebuilder card!

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 16 of 21
GoodCredBen
Valued Contributor

Re: Question about my Cap One Card

hahahaha kato you are soooo right! xD 

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 17 of 21
Ms-Kato
Contributor

Re: Question about my Cap One Card


@mAndrew1980 wrote:

Ms Kato,

 

Did you get the No Hassel rebuilder card? 2K is an awesome CL for a cap1 rebuilder card!


It's not the rebuilder card. I clicked on the tab for people with average credit and that was the first one listed and the

one I wanted.

Believe you me I was just as shocked when she told me the limit was 2G's.

 

http://www.capitalone.com/creditcards/products/browse-all/?linkid=WWW_1010_CARD_A7EBF_CCMAIN_L1_02_T...

Message 18 of 21
GoodCredBen
Valued Contributor

Re: Question about my Cap One Card

hurm i think i got the same card but with a 300 CL lmao

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.
Message 19 of 21
Anonymous
Not applicable

Re: Question about my Cap One Card

It's their middle of the road card. It can be treated many different ways. For instance my version was a credit step card. I'd suspect that the OP was brought in on the high end of this particular product.

Message 20 of 21
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