@lhcole77 wrote:The types of cards I have, amount of cards I have, and times when I app are all strategic.
0. I get to borrow other people's money, interest free for 18-21 months
1. I don't have to fret over UTL--I mean, like ever!
2. I get to check bags for free when I fly
3. I get to board planes ahead of others
4. I get to fly South America for $90
5. I get to fly to Quebec for $60
6. I get to stay in beautiful homes using airbnb for $0
7. I get to treat my parents to trips at no cost to them
8. I get to fly to London for $200 or $600, depending on what airline I choose
9. I get to visit world class museums for FREE! Like as in $0
10. I can have free nights at hotels too if I want. FREE!
11. I get to sleep easy at night knowing that if something were to happen, an emergency to me or my family, I am covered
12. I get to crash cars when I rent them because I am covered with extra damage insurance
13. I get to _take FinStar globetrotting and share rewards
_______
14. I get to ______________
100. I get to _____________
100,000....you get the idea...this list can go on and on and on
ETA: Welcome to the FORUMS!!!
@baller4life wrote:
I have multiple cards for the rewards and DIVERSITY. You want a variety of lenders in your portfolio. Never put all your eggs in one basket.
Amen sister! I'd say my baskets and eggs are very diverse 
@FinStar wrote:
@baller4life wrote:
I have multiple cards for the rewards and DIVERSITY. You want a variety of lenders in your portfolio. Never put all your eggs in one basket.Amen sister! I'd say my baskets and eggs are very diverse
Ummm NOBODY here is as diversified as you mister. Well maybe sandman.
LOL I believe you're right my little baller. I think sandman and Ron are in the upper echelon of diversification. And Creditaddict.
I believe you're right my little baller. I think sandman and Ron are in the upper echelon of diversification. And Creditaddict.
I have 7 cards active from 2012 or earlier. The more recent cards are due to sign up bonuses and points earning that I'm learning about. Some of the older cards are evolving to be better, but with the competitive CC landscape these days, it's profitable to selectively app for more cards to see what might fit a spend profile, and at the same time earn a sign up bonus. As a result, the number of cards tends to grow.
I have closed cards or had cards closed by lenders in the past, there will be some cards I'll close in the future, so it's part of a long term evolution in my credit portfolio.
Who has the airbnb perk?
@lhcole77 wrote:The types of cards I have, amount of cards I have, and times when I app are all strategic.
0. I get to borrow other people's money, interest free for 18-21 months
1. I don't have to fret over UTL--I mean, like ever!
2. I get to check bags for free when I fly
3. I get to board planes ahead of others
4. I get to fly South America for $90
5. I get to fly to Quebec for $60
6. I get to stay in beautiful homes using airbnb for $0
7. I get to treat my parents to trips at no cost to them
8. I get to fly to London for $200 or $600, depending on what airline I choose
9. I get to visit world class museums for FREE! Like as in $0
10. I can have free nights at hotels too if I want. FREE!
11. I get to sleep easy at night knowing that if something were to happen, an emergency to me or my family, I am covered
12. I get to crash cars when I rent them because I am covered with extra damage insurance
13. I get to ______________
14. I get to ______________
100. I get to _____________
100,000....you get the idea...this list can go on and on and on
ETA: Welcome to the FORUMS!!!