Question about overpaying credit card bill

[Anonymous]

If I happen to pay more than my balance, resulting in a credit, how is that usually reported to the credit bureaus in terms of the balance? I’m trying to do the AZEO but I have a Credit One card with the dreaded monthly annual fee (I’m going to cancel that card soon). I accidentally overpaid it and so the balance is -$8.53. Will that report as a balance of -$8.53 or a balance of $0.00?

[Anonymous]

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@Anonymous wrote:
If I happen to pay more than my balance, resulting in a credit, how is that usually reported to the credit bureaus in terms of the balance? I’m trying to do the AZEO but I have a Credit One card with the dreaded monthly annual fee (I’m going to cancel that card soon). I accidentally overpaid it and so the balance is -$8.53. Will that report as a balance of -$8.53 or a balance of $0.00?

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Your statement will show a credit of $8.53 but the balance reported to the credit bureaus will be $0.00.

[Anonymous]

Perfect, thank you!

[pinkandgrey]

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@Anonymous wrote:

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@Anonymous wrote:
If I happen to pay more than my balance, resulting in a credit, how is that usually reported to the credit bureaus in terms of the balance? I’m trying to do the AZEO but I have a Credit One card with the dreaded monthly annual fee (I’m going to cancel that card soon). I accidentally overpaid it and so the balance is -$8.53. Will that report as a balance of -$8.53 or a balance of $0.00?

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Your statement will show a credit of $8.53 but the balance reported to the credit bureaus will be $0.00.

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Yep. This lol