Hello all,
My statement closing date is September 27th, each transaction on my Discover is slowly, one by one, posting to current balance however.... I have 1/2 PS5 preorder charges for target that are still pending, 1 fell off and I will be getting recharged in November. In total I have $700 in charges that are pending and haven't moved to current balance. It won't let me pay anything more than my Current balance, which is currently $597.
*During Statement closing date [the 27th]. will these pending charges report in my utilization?
*What if they move to current balance day of Statement close date, and I make payment, will that keep my balance low for report?
Thanks to all who answer.
@Anonymous wrote:Larger merchants usually don't post charges until it's shipped, so it most likely won't affect reported balance
You can pay off your balance at any time and request a mid-cycle update from Discover
You can use bill pay from your checking account to pay beyond the current balance on your account. Discover also allows refunds on a negative balance by ACH or check.
Wow I didn't know bill pay could do that. Thanks a ton for this information. You're the MAN!
Also my friend, how did you add your CL's to your credit card pictures?
