Question for the experts

[creditconcept]

Why does "scokdrwaing" a credit card usually result in a cli?

[gdale6]

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@creditconcept wrote:
Why does "scokdrwaing" a credit card usually result in a cli?

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If you were to get a CLI with the card SD it would indicate they are trying to get you to use it

[azguy13]

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@creditconcept wrote:
Why does "scokdrwaing" a credit card usually result in a cli?

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I have not seen the SD method used specifically for getting a CLI. Generally, it is for a card with no AF that you do not want to use due to poor rewards or what not. If, coincidentally, you get a CLI, then that is just them saying 'Please use this card'

[Anonymous]

It costs a CC company money to have you as a cardholder, and thus it makes sense for them to try to lure you into using the card more.

I have a CC that I put a monthly charge of $10 on, and they've started sending me BT checks.

[Kenny]

Never heard of putting the card in the sock drawer as a method of obtaining a CLI.

Odd.

[Gunnar419]

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@KennyRS wrote:
Never heard of putting the card in the sock drawer as a method of obtaining a CLI.

Odd.

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+1 on this. I think it's a misunderstanding to think people SD their cards in hopes of getting CLIs. You might get a CLI from some companies who are trying to get you to use the card. You'd be just as likely to get a CLD or have the card closed by the grantor if you SD'd it and didn't periodically use it for something.