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Question for those who have CSP

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FocusedAndDetermined
Senior Contributor

Question for those who have CSP

Just curious to know, how many prime cards did you have when you were approved, and what was your AAoA?   Thanks in advances for the responses. 

Message 1 of 46
45 REPLIES 45
enharu
Super Contributor

Re: Question for those who have CSP

i think it varies. there's no fixed requirement on how much AAoA you need.

when i got my CSP, I have Wells Fargo, Chase Amazon, and 2 store cards.

AAoA was 4 years 8 months.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 46
FocusedAndDetermined
Senior Contributor

Re: Question for those who have CSP


@enharu wrote:

i think it varies. there's no fixed requirement on how much AAoA you need.

when i got my CSP, I have Wells Fargo, Chase Amazon, and 2 store cards.

AAoA was 4 years 8 months.


Thanks.  I know it's a  YMMV situation, I'm just trying to find the mean for approvals, while I weigh my options. 

Message 3 of 46
enharu
Super Contributor

Re: Question for those who have CSP

Chase recon is actually pretty good to talk to so if you think you are borderline approval, you will be fine.

 

You can check out credit pull database, whogavemecredit, and credit karma review section (ignore the approval odds they give u) for more data.

If you have banking relationship with them it's another big plus.

 

best of luck!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 46
BearsAndTurtlesRtheBest
Senior Contributor

Re: Question for those who have CSP

sorry OP for i am going to take advantage of your thread Smiley Happy How does the Chase sapphire card look like?? Not preferred just Sapphire. Does it also bring attention or catch the cashiers eyes??

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 5 of 46
ryanbush
Valued Contributor

Re: Question for those who have CSP


@BearsAndTurtlesRtheBest wrote:

sorry OP for i am going to take advantage of your thread Smiley Happy How does the Chase sapphire card look like?? Not preferred just Sapphire. Does it also bring attention or catch the cashiers eyes??


Just like the CSP, just not metal.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 6 of 46
b_seeker
Frequent Contributor

Re: Question for those who have CSP


@BearsAndTurtlesRtheBest wrote:

sorry OP for i am going to take advantage of your thread Smiley Happy How does the Chase sapphire card look like?? Not preferred just Sapphire. Does it also bring attention or catch the cashiers eyes??


Both cards look the same. The difference in that the CSP is metal and feels/weighs different. 



|| Barclaycard Rewards Visa $5500 || AMEX BCE $2000 || Discover IT $3000 || Amazon Rewards Visa $1800 ||
|| Chase Freedom $2700 || CSP $5000 || Chase Marriott Premier $7500 || Sallie Mae MC $3800 ||

FICO Scores: EX 752 (3/13/13) || EQ 782 (10/4/13) || TU 724 (1/18/13)

In the garden as of 10/12/2013
Message 7 of 46
FocusedAndDetermined
Senior Contributor

Re: Question for those who have CSP


@BearsAndTurtlesRtheBest wrote:

sorry OP for i am going to take advantage of your thread Smiley Happy How does the Chase sapphire card look like?? Not preferred just Sapphire. Does it also bring attention or catch the cashiers eyes??


Apology accepted.Smiley Happy

Message 8 of 46
enharu
Super Contributor

Re: Question for those who have CSP


@BearsAndTurtlesRtheBest wrote:

sorry OP for i am going to take advantage of your thread Smiley Happy How does the Chase sapphire card look like?? Not preferred just Sapphire. Does it also bring attention or catch the cashiers eyes??


i have the CSP, and the cashiers didn't seem to care what card I was using Smiley Frustrated

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 9 of 46
ryanbush
Valued Contributor

Re: Question for those who have CSP


@enharu wrote:

@BearsAndTurtlesRtheBest wrote:

sorry OP for i am going to take advantage of your thread Smiley Happy How does the Chase sapphire card look like?? Not preferred just Sapphire. Does it also bring attention or catch the cashiers eyes??


i have the CSP, and the cashiers didn't seem to care what card I was using Smiley Frustrated


I have had a lot of comments about mine, always at restaurants.  Never at any higher ends stores.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 10 of 46
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