Hello friends,
I'm currently the holder of around 4-5 Credit Cards. I'm looking for one to use for my honeymoon vacation. -Feel free to tell me if this is stupid 
.
I want a card with 0% APR for 12-15 months, that way I can get the card, book asap, and pay the trip off over 12-15 months instead of here is 7K right now, or at the end of the month. ---I don't necessarily need one with no foreign transaction fee, but if it has one...then I can use it overseas too(honeymoon). The only one I've found is "BankAmericard Travel Rewards". Not sure if there are others. --It says 0% for 12 months. I'm assuming if I get it tomorrow 10/29/15 I can use it to buy things now and the interest will start charging on 10/29/16? ---What if I buy something on 4/20/16, will interest charge in 4/20/17 or at the same time, 10/29/16?
Sorry for not understanding everything that I probably should, I think the later is true above, but wanted to confirm and check to see what everyone thought.
Thank you!
@alpha0meqa wrote:Hello friends,
I'm currently the holder of around 4-5 Credit Cards. I'm looking for one to use for my honeymoon vacation. -Feel free to tell me if this is stupid
I want a card with 0% APR for 12-15 months, that way I can get the card, book asap, and pay the trip off over 12-15 months instead of here is 7K right now, or at the end of the month. ---I don't necessarily need one with no foreign transaction fee, but if it has one...then I can use it overseas too(honeymoon). The only one I've found is "BankAmericard Travel Rewards". Not sure if there are others. --It says 0% for 12 months. I'm assuming if I get it tomorrow 10/29/15 I can use it to buy things now and the interest will start charging on 10/29/16? ---What if I buy something on 4/20/16, will interest charge in 4/20/17 or at the same time, 10/29/16?
Sorry for not understanding everything that I probably should, I think the later is true above, but wanted to confirm and check to see what everyone thought.
Thank you!
The time period starts when you activate the card, not when you purchase items