Question on second USB Cash+

xenon3030 · ‎08-24-2020

I am evaluating to apply for my second USB cash+. Did anybody try it? Would it be HP or SP?

It also says that existing and previous Cash Rewards accounts do not qualify for bonus cash for a similar account type. This senetence is not clear to me. Does it mean that the SUB can also get asscoiated to the NEW card but the payment must be done by the NEW card (note: the user could have prior card and used SUB before)? Or does it mean that a user can get only one SUB per a card type, similar to AMEX? How can I get clarification on it, before submitting an application?

Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclay View.

coldfusion · ‎08-25-2020

If you apply, expect a HP.

Once you've had a Cash+ card you can get an additional Cash+ but you won't be able to collect a SUB. Doesn't matter if you had cancelled the previous card or are still holding it. So yes, much like AMEX.

There are (or at least, were) a couple of members here who held more than 1 Cash+ card at the same time. You just can't collect more than 1 SUB.

(3/2024)
FICO 8 (EX) 846 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

JustBPatient · ‎08-25-2020

Good luck! I was able to get 2 by PC'ing my Platinum several years ago.

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745