Question

[Anonymous]

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@wajj wrote:

Honestly, if you are in the Army, try USAA or NFCU.  Thwy will probably do much better for you than either BoA or GEMB.

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Far better and if you have not already joined these organizations it is very important that you do so. (Both of them. Consult the websites.) This will hold you in good stead for life!

OP's original question related specifically to her standing with BofA/GEMB and the BofA self inquiry site is an excellent, free way of obtaining some information in that regard.

[Karatz]

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@Anonymous wrote:

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@wajj wrote:

Honestly, if you are in the Army, try USAA or NFCU.  Thwy will probably do much better for you than either BoA or GEMB.

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Far better and if you have not already joined these organizations it is very important that you do so. (Both of them. Consult the websites.) This will hold you in good stead for life!

OP's original question related specifically to her standing with BofA/GEMB and the BofA self inquiry site is an excellent, free way of obtaining some information in that regard.

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Hopefully they don't follow in the footsteps of greed and unwise decisions that most of the major banks made...economic downturn induced and aided.

[Anonymous]

There's a huge difference between a money center bank and NFCU and USAA. One is a central participant in the FRB's shell game and the others are member owned! It does make a difference!

[haulingthescoreup]

OP, since you did pay off your cards (did you pay in full?), they might be willing to work with you. Hard to say; I've seen stranger.

I would call and ask to speak to a specialist first. I'd hate to waste an app if you're on their automatic fecal chart.

And in the meantime, definitely get on with USAA and Navy. (I'm a grown-up Army brat, and I can't tell you how it kills me to say to join Navy.) With USAA, just get renter's insurance, if nothing else. Or open a Roth IRA ($50/ min per month, I think, via automatic deposit.) Navy will cover you with love right out of the starting gate, while USAA likes to see history and use of multiple products (checking, insurance, etc etc.) But they're both golden in how they treat their customers.