Did they tell you you were denied for income reasons. 60K annual income is a lot of money in comparison to what your current credit lines are. You gotta spend and feed a little bit of interest money to BoA. Here are the tactics I have used in the past.
1.) First check to see if a special BT is available and ask questions with the BoA CSR and pretend to be interested, but decline the offer if one is available. They might try and entice you by offering a CLI to get you to bit the BT bait. My wife got a large CLI doing this.
2.) This is a last resort, but threaten to close the account and remind them of your good credit scores, perfect payment history with BoA and your others creditors. Tell them you are now in a position to get what you want with other CCCs if BoA doesn't give you what you want and deserve. See how they respond. Also, it's a good idea to climb the ladder with CCCs. Don't just settle for a final decision from a peon punching bag CSR, talk with managers and decision-makers.
