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Questions about AMEX 61 day increase

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MeridianRN
Established Member

Re: Questions about AMEX 61 day increase


@lhcole77 wrote:

@MeridianRN wrote:

Mine was 61 days from approval, not activation.


What was your balance with AmEx the day you requested your CLI?


Between $750-900. My CL at the time was $9000. I didn't want the 3x cli. I just requested $6000, to get a nice even number and I was approved. Good luck!

Discover IT:$20,000 (4/13) | Chase United Mileage Explorer: $18,000 (4/14) | Amex BCE:$15,000 (4/13) | Amex Everyday:$15,000 (3/14) | PenFed: $ 12,000 (8/16) | Barclaycard:$11,500 (9/14) | Fidelity Amex:$8,100 (3/14) | Freedom Unlimited:$8,000 (10/13) | Citi Double Cash: $10,100 (11/15)
Message 11 of 16
lhcole77
Valued Contributor

Re: Questions about AMEX 61 day increase


@MeridianRN wrote:

@lhcole77 wrote:

@MeridianRN wrote:

Mine was 61 days from approval, not activation.


What was your balance with AmEx the day you requested your CLI?


Between $750-900. My CL at the time was $9000. I didn't want the 3x cli. I just requested $6000, to get a nice even number and I was approved. Good luck!


Thanks for that reply!

Message 12 of 16
manwoot
Frequent Contributor

Re: Questions about AMEX 61 day increase


@b71913 wrote:

Lexie, Where is the Cli  button at  .I have never asked for a CLI, and my BCP is 2 yrs old. I Login, go to account management and then manage credit limit. And then it gives me the option " Will my charges be approved" And the 2 options are : Cash or General Purchase. If i enter an amount higher than my CL, is this where the CLI comes in effect.  MInd you this is my BCP and not a charge card. Thanks


Here's a link for you.  Be sure you're logged in first: https://online.americanexpress.com/myca/lineofcredit/us/action?request_type=authreg_LineOfCredit&sor...


Message 13 of 16
MeridianRN
Established Member

Re: Questions about AMEX 61 day increase


@lhcole77 wrote:

@MeridianRN wrote:

@lhcole77 wrote:

@MeridianRN wrote:

Mine was 61 days from approval, not activation.


What was your balance with AmEx the day you requested your CLI?


Between $750-900. My CL at the time was $9000. I didn't want the 3x cli. I just requested $6000, to get a nice even number and I was approved. Good luck!


Thanks for that reply!


Anytime.

Discover IT:$20,000 (4/13) | Chase United Mileage Explorer: $18,000 (4/14) | Amex BCE:$15,000 (4/13) | Amex Everyday:$15,000 (3/14) | PenFed: $ 12,000 (8/16) | Barclaycard:$11,500 (9/14) | Fidelity Amex:$8,100 (3/14) | Freedom Unlimited:$8,000 (10/13) | Citi Double Cash: $10,100 (11/15)
Message 14 of 16
MustangSaluki
Regular Contributor

Re: Questions about AMEX 61 day increase


@MeridianRN wrote:

Mine was 61 days from approval, not activation.


It just means that your account was opened/created the same day that you were approved, which isn't the case everytime. Approval and activation days are not the benchmark dates for identifying eligibility for CLI, as mentioned earlier by SnackTrader and Lexie.

 

 

Message 15 of 16
pt310
Frequent Contributor

Re: Questions about AMEX 61 day increase

On my account home page, there is a line under the balance that says something like "available credit" and gives you the number. There's a little blue arrow next to it.

 

If you click on the arrow, it opens a little window. In the window is a clickie line for request an increase.

Message 16 of 16
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