@Anonymous wrote:
Yes this just happened to me today too! I had one Tu inquiry because I thought the others were just removed or something (most were auto related but not properly coded). Today, ck showed me with 13! From 1! Darn I thought they were gone. Shoulda apped for Barclays when i had the chance. The old ones are mostly from june 2014.
And i know what you mean- when i pulled actual reports, they were all there, but other apps and self monitoring showed one.
I have: walmart, discover, ck, c sesame, myfico. So i guess i did it to myself. Although, i did google around today and found some info, but nothing really helpful at this time or nothing I understood.
I wonder if they will ever disappear again, or if ill have to ride it out the full two years. I understand that it should be two years, but it sucks when you think they're gone and they reappear. They were gone for like 5 months!
I know exactly how you feel - trust me. It really sucks because it's not our fault they were removed in the first place. I think since this was an issue with TU they should just keep them removed as a good will gesture 
Unfortunately, I think we are now stuck with them for the whole 2 years. Actually, I'll be a little ticked off if they remove them again, just to put them back on again later down the road and drop my score again like they did today. I mean really, what if I was getting ready to close on a mortgage?
@Anonymous wrote:
@Anonymous wrote:
Yes this just happened to me today too! I had one Tu inquiry because I thought the others were just removed or something (most were auto related but not properly coded). Today, ck showed me with 13! From 1! Darn I thought they were gone. Shoulda apped for Barclays when i had the chance. The old ones are mostly from june 2014.
And i know what you mean- when i pulled actual reports, they were all there, but other apps and self monitoring showed one.
I have: walmart, discover, ck, c sesame, myfico. So i guess i did it to myself. Although, i did google around today and found some info, but nothing really helpful at this time or nothing I understood.
I wonder if they will ever disappear again, or if ill have to ride it out the full two years. I understand that it should be two years, but it sucks when you think they're gone and they reappear. They were gone for like 5 months!I know exactly how you feel - trust me. It really sucks because it's not our fault they were removed in the first place. I think since this was an issue with TU they should just keep them removed as a good will gesture
Let it go. You will understand how it works. They don't good will. This comes from excessive credit monitoring and could have negative effects. most of us have OCD here at myfico. 
@Anonymous wrote:I know exactly how you feel - trust me. It really sucks because it's not our fault they were removed in the first place. I think since this was an issue with TU they should just keep them removed as a good will gesture
Were the INQ related to applications for credit that you can point to? They didn't just appear out of thin air, right?
If they were real INQ to begin with, you can't expect to get them deleted, certainly not by TU who is just reporting what they get from the lenders.
Also, early on you said this has been happening for a year, but that implies you've been adding other new TU INQ in the last year? Those which were a year old a year ago are gone now, because they would be over 2 years old, correct?
It's an interesting thread about the INQ display capacity of TU, but these INQ do age away, if one is patient. And the record of the INQ is the way lenders communicate to each other about how often someone is applying for credit.
@NRB525 wrote:
Were the INQ related to applications for credit that you can point to? They didn't just appear out of thin air, right?
If they were real INQ to begin with, you can't expect to get them deleted, certainly not by TU who is just reporting what they get from the lenders.
Also, early on you said this has been happening for a year, but that implies you've been adding other new TU INQ in the last year? Those which were a year old a year ago are gone now, because they would be over 2 years old, correct?
It's an interesting thread about the INQ display capacity of TU, but these INQ do age away, if one is patient. And the record of the INQ is the way lenders communicate to each other about how often someone is applying for credit.
Yes, all of those INQ were HPs from credit applications that I submitted in the past. Those INQ have always been reported on my real credit report (I was only joking about the good will gesture, I never expected them to be deleted). The problem I had was that those INQ were NOT showing up on any credit monitoring sites (until yesterday).
I’ll use Credit Karma as an example. When I would first app for credit, that INQ would show on CK. Then after 6 months, CK would say that same INQ had been removed from my credit report (but it really hadn’t because I could still see it on my real report). But for some reason CK could no longer see it. The same has happened with Credit Sesame and myFico as well; they would say I only had 2 INQ when in fact I really had 12.
I honestly thought TU just didn’t count INQ past 6 months. That’s why I was so shocked yesterday when they all showed up again.
Here is a pic from CK I took yesterday so you can see what I’m referring to. For reference, my “last visit” to CK (prior to yesterday) was a week ago.
Thanks for replyig... I pay for monitoring on all 3 sites directly.. all of my trans are still gone its shows that way on CK as well when it updated and now on my Captial one Fico update is well... I just applied for a card and was approved so it went to 1 inq.
@Anonymous wrote:Thanks for replyig... I pay for monitoring on all 3 sites directly.. all of my trans are still gone its shows that way on CK as well when it updated and now on my Captial one Fico update is well... I just applied for a card and was approved so it went to 1 inq.
congrats on taking advantage of the situation!
they denied me due to "too many recent inquiries" in january and then added 3 more! lol oh well